B
Farmers Trust & Savings Bank
Earling,  IA
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Farmers Trust & Savings Bank
Earling, IA
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 8.60
Capitalization Index 7.00
Liquidity Index 3.10
Profitability Index 6.70
Stability Index 6.30
Company Info Farmers Trust & Savings Bank
Earling, IA
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 8510
Phone Number (712) 747-2000
Website www.ftnsbank.net
Asset Quality Farmers Trust & Savings Bank
Earling, IA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 1.51%
5-Year Asset Growth 5.63%
5-Year Charge-Offs to Average Loans -0.02%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.03%
Non-Performing Loans to Capital 0.13%
Non-Performing Loans to Loans 0.04%
Balance Sheet Farmers Trust & Savings Bank
Earling, IA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 148.13M
Total Deposits 134.53M
Capital and Reserves Farmers Trust & Savings Bank
Earling, IA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 13.18M
Leverage Ratio 9.00
Loan Loss Reserves to Loans 1.04%
Risk-Based Capital Ratio 14.32
Liquidity Farmers Trust & Savings Bank
Earling, IA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 16.70%
Liquidity Ratio 34.27%
Profitability Farmers Trust & Savings Bank
Earling, IA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.41%
Net Income 1.31M
Net Interest Spread 3.92%
Operating Profit to Average Assets 1.82%
Overhead Efficiency Ratio 52.05%
Return on Assets 1.76%
Return on Equity 19.59%