B
Farmers Trust & Savings Bank
EarlingIA
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Farmers Trust & Savings Bank
Earling, IA
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Rating B
Asset Quality Index 6.60
Capitalization Index 6.90
Liquidity Index 3.60
Profitability Index 5.50
Stability Index 5.90
Company Info Farmers Trust & Savings Bank
Earling, IA
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FDIC Number 8510
Phone Number (712) 747-2000
Website www.ftnsbank.net
Asset Quality Farmers Trust & Savings Bank
Earling, IA
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1-Year Asset Growth 3.13%
5-Year Asset Growth 9.27%
5-Year Charge-Offs to Average Loans -0.03%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 3.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Farmers Trust & Savings Bank
Earling, IA
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Total Assets 145.92M
Total Deposits 133.14M
Capital and Reserves Farmers Trust & Savings Bank
Earling, IA
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Capital 12.35M
Leverage Ratio 8.94
Loan Loss Reserves to Loans 1.04%
Risk-Based Capital Ratio 14.14
Liquidity Farmers Trust & Savings Bank
Earling, IA
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Hot Money Ratio 16.29%
Liquidity Ratio 40.52%
Profitability Farmers Trust & Savings Bank
Earling, IA
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5-Year Return on Average Assets 1.41%
Net Income 1.03M
Net Interest Spread 3.38%
Operating Profit to Average Assets 1.48%
Overhead Efficiency Ratio 57.33%
Return on Assets 1.42%
Return on Equity 17.10%