B
Farmers Trust & Savings Bank
EarlingIA
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Farmers Trust & Savings Bank
Earling, IA
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Rating B
Asset Quality Index 7.60
Capitalization Index 7.40
Liquidity Index 3.10
Profitability Index 6.30
Stability Index 6.10
Company Info Farmers Trust & Savings Bank
Earling, IA
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FDIC Number 8510
Phone Number (712) 747-2000
Website www.ftnsbank.net
Asset Quality Farmers Trust & Savings Bank
Earling, IA
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1-Year Asset Growth 1.64%
5-Year Asset Growth 9.27%
5-Year Charge-Offs to Average Loans -0.03%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.03%
Non-Performing Loans to Capital 0.31%
Non-Performing Loans to Loans 0.04%
Balance Sheet Farmers Trust & Savings Bank
Earling, IA
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Total Assets 140.83M
Total Deposits 125.65M
Capital and Reserves Farmers Trust & Savings Bank
Earling, IA
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Capital 13.15M
Leverage Ratio 9.26
Loan Loss Reserves to Loans 1.01%
Risk-Based Capital Ratio 14.76
Liquidity Farmers Trust & Savings Bank
Earling, IA
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Hot Money Ratio 17.59%
Liquidity Ratio 34.83%
Profitability Farmers Trust & Savings Bank
Earling, IA
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5-Year Return on Average Assets 1.41%
Net Income 1.66M
Net Interest Spread 3.53%
Operating Profit to Average Assets 1.61%
Overhead Efficiency Ratio 55.29%
Return on Assets 1.54%
Return on Equity 18.09%