B
White State Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings White State Bank
South English, IA
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Rating B
Asset Quality Index 8.20
Capitalization Index 10.00
Liquidity Index 5.50
Profitability Index 7.20
Stability Index 6.90
Company Info White State Bank
South English, IA
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FDIC Number 8519
Phone Number (319) 667-5005
Website www.whitestatebank.com
Asset Quality White State Bank
South English, IA
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1-Year Asset Growth 10.22%
5-Year Asset Growth 26.62%
5-Year Charge-Offs to Average Loans -0.03%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 0.32%
Non-Performing Loans to Capital 3.88%
Non-Performing Loans to Loans 0.92%
Balance Sheet White State Bank
South English, IA
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Total Assets 109.02M
Total Deposits 96.40M
Capital and Reserves White State Bank
South English, IA
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Capital 12.01M
Leverage Ratio 11.16
Loan Loss Reserves to Loans 1.74%
Risk-Based Capital Ratio --
Liquidity White State Bank
South English, IA
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Hot Money Ratio 15.90%
Liquidity Ratio 70.48%
Profitability White State Bank
South English, IA
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5-Year Return on Average Assets 1.35%
Net Income 860.00K
Net Interest Spread 3.38%
Operating Profit to Average Assets 1.96%
Overhead Efficiency Ratio 43.38%
Return on Assets 1.60%
Return on Equity 14.56%