B
White State Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings White State Bank
South English, IA
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Rating B
Asset Quality Index 8.80
Capitalization Index 10.00
Liquidity Index 5.40
Profitability Index 6.90
Stability Index 6.90
Company Info White State Bank
South English, IA
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FDIC Number 8519
Phone Number (319) 667-5005
Website www.whitestatebank.com
Asset Quality White State Bank
South English, IA
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1-Year Asset Growth 5.20%
5-Year Asset Growth 26.62%
5-Year Charge-Offs to Average Loans -0.04%
Charge-Offs to Average Loans -0.02%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet White State Bank
South English, IA
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Total Assets 105.29M
Total Deposits 92.59M
Capital and Reserves White State Bank
South English, IA
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Capital 12.01M
Leverage Ratio 11.55
Loan Loss Reserves to Loans 1.75%
Risk-Based Capital Ratio --
Liquidity White State Bank
South English, IA
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Hot Money Ratio 17.62%
Liquidity Ratio 69.89%
Profitability White State Bank
South English, IA
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5-Year Return on Average Assets 1.32%
Net Income 1.41M
Net Interest Spread 3.33%
Operating Profit to Average Assets 1.83%
Overhead Efficiency Ratio 45.39%
Return on Assets 1.38%
Return on Equity 12.83%