B
First State Bank
BrittIA
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First State Bank
Britt, IA
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Rating B
Asset Quality Index 9.00
Capitalization Index 10.00
Liquidity Index 4.00
Profitability Index 2.90
Stability Index 9.00
Company Info First State Bank
Britt, IA
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FDIC Number 8522
Phone Number (641) 843-4411
Website www.fsb-britt.com
Asset Quality First State Bank
Britt, IA
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1-Year Asset Growth -3.34%
5-Year Asset Growth 2.61%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 1.61%
Non-Performing Assets to Assets 0.07%
Non-Performing Loans to Capital 0.38%
Non-Performing Loans to Loans 0.14%
Balance Sheet First State Bank
Britt, IA
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Total Assets 123.34M
Total Deposits 100.35M
Capital and Reserves First State Bank
Britt, IA
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Capital 19.58M
Leverage Ratio 16.72
Loan Loss Reserves to Loans 1.31%
Risk-Based Capital Ratio --
Liquidity First State Bank
Britt, IA
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Hot Money Ratio 23.86%
Liquidity Ratio 45.06%
Profitability First State Bank
Britt, IA
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5-Year Return on Average Assets 1.33%
Net Income 847.00K
Net Interest Spread 2.89%
Operating Profit to Average Assets 1.15%
Overhead Efficiency Ratio 37.40%
Return on Assets 0.91%
Return on Equity 6.06%