| Weiss Ratings |
Concordia Bank & Trust Company
Vidalia, LA |
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| Rating | ||||
| Asset Quality Index | 5.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.10 | |||
| Profitability Index | 4.30 | |||
| Stability Index | 6.70 | |||
| Company Info |
Concordia Bank & Trust Company
Vidalia, LA |
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| FDIC Number | 8527 | |||
| Phone Number | (318) 336-5258 | |||
| Website | www.concordiabank.com | |||
| Asset Quality |
Concordia Bank & Trust Company
Vidalia, LA |
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| 1-Year Asset Growth | 1.23% | |||
| 5-Year Asset Growth | 1.94% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.16% | |||
| Non-Performing Assets to Assets | 2.04% | |||
| Non-Performing Loans to Capital | 10.11% | |||
| Non-Performing Loans to Loans | 2.11% | |||
| Balance Sheet |
Concordia Bank & Trust Company
Vidalia, LA |
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| Total Assets | 649.50M | |||
| Total Deposits | 569.34M | |||
| Capital and Reserves |
Concordia Bank & Trust Company
Vidalia, LA |
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| Capital | 64.47M | |||
| Leverage Ratio | 11.40 | |||
| Loan Loss Reserves to Loans | 1.06% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Concordia Bank & Trust Company
Vidalia, LA |
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| Hot Money Ratio | 25.81% | |||
| Liquidity Ratio | 11.20% | |||
| Profitability |
Concordia Bank & Trust Company
Vidalia, LA |
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| 5-Year Return on Average Assets | 1.18% | |||
| Net Income | 6.75M | |||
| Net Interest Spread | 3.45% | |||
| Operating Profit to Average Assets | 1.03% | |||
| Overhead Efficiency Ratio | 72.59% | |||
| Return on Assets | 1.03% | |||
| Return on Equity | 11.05% | |||