| Weiss Ratings |
Concordia Bank & Trust Company
Vidalia, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 4.00 | |||
| Capitalization Index | 9.90 | |||
| Liquidity Index | 1.70 | |||
| Profitability Index | 4.30 | |||
| Stability Index | 6.70 | |||
| Company Info |
Concordia Bank & Trust Company
Vidalia, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 8527 | |||
| Phone Number | (318) 336-5258 | |||
| Website | www.concordiabank.com | |||
| Asset Quality |
Concordia Bank & Trust Company
Vidalia, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -4.67% | |||
| 5-Year Asset Growth | 4.06% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.03% | |||
| Non-Performing Assets to Assets | 2.19% | |||
| Non-Performing Loans to Capital | 14.69% | |||
| Non-Performing Loans to Loans | 2.89% | |||
| Balance Sheet |
Concordia Bank & Trust Company
Vidalia, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 644.39M | |||
| Total Deposits | 565.21M | |||
| Capital and Reserves |
Concordia Bank & Trust Company
Vidalia, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 59.76M | |||
| Leverage Ratio | 10.96 | |||
| Loan Loss Reserves to Loans | 1.13% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Concordia Bank & Trust Company
Vidalia, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 24.54% | |||
| Liquidity Ratio | 6.92% | |||
| Profitability |
Concordia Bank & Trust Company
Vidalia, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.18% | |||
| Net Income | 1.66M | |||
| Net Interest Spread | 3.29% | |||
| Operating Profit to Average Assets | 0.99% | |||
| Overhead Efficiency Ratio | 71.76% | |||
| Return on Assets | 0.99% | |||
| Return on Equity | 11.32% | |||