Major Rating Factors:
Excellent current capitalization (7.4 on a scale of 0 to 10) based on a risk-based capital ratio of 15.2 and a capital leverage ratio of 9.2. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.4 on a scale of 0 to 10).
Other Rating Factors:
A current level of 29.9 percent of nonperforming loans to core capital combined with 9.7 percent from a year earlier contributes to the Fair asset quality (3.6). Fair liquidity 3.3, driven by a liquidity ratio of 21.9 percent and a “hot money” ratio of 27.3 percent.
Asset Mix:
Securities (44%), home mtgs (15%), comm re (14%), comm loans (2%), cash (1%), home eq lns (1%), consumer loans (1%), other (22%)
States with Branches:
LA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Coushatta Bancshares, Inc.
Investment Rating
--
Address
1525 Ringgold Avenue
Coushatta, LA 71019
Coushatta, LA 71019
Phone Number
(318) 932-3491
Year Founded
1897
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.