| Weiss Ratings |
State Bank of Fairmont
Fairmont, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 4.20 | |||
| Capitalization Index | 9.70 | |||
| Liquidity Index | 1.70 | |||
| Profitability Index | 3.80 | |||
| Stability Index | 6.10 | |||
| Company Info |
State Bank of Fairmont
Fairmont, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 8541 | |||
| Phone Number | (507) 238-4287 | |||
| Website | sbof.com | |||
| Asset Quality |
State Bank of Fairmont
Fairmont, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 3.21% | |||
| 5-Year Asset Growth | 3.40% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | 0.23% | |||
| Non-Performing Assets to Assets | 1.33% | |||
| Non-Performing Loans to Capital | 8.43% | |||
| Non-Performing Loans to Loans | 1.79% | |||
| Balance Sheet |
State Bank of Fairmont
Fairmont, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 141.53M | |||
| Total Deposits | 127.17M | |||
| Capital and Reserves |
State Bank of Fairmont
Fairmont, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 13.99M | |||
| Leverage Ratio | 10.82 | |||
| Loan Loss Reserves to Loans | 1.78% | |||
| Risk-Based Capital Ratio | 16.18 | |||
| Liquidity |
State Bank of Fairmont
Fairmont, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 24.39% | |||
| Liquidity Ratio | 25.57% | |||
| Profitability |
State Bank of Fairmont
Fairmont, MN |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.73% | |||
| Net Income | 1.18M | |||
| Net Interest Spread | 3.97% | |||
| Operating Profit to Average Assets | 0.88% | |||
| Overhead Efficiency Ratio | 74.69% | |||
| Return on Assets | 0.83% | |||
| Return on Equity | 8.65% | |||