| Weiss Ratings |
State Bank of Fairmont
Fairmont, MN |
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| Rating | ||||
| Asset Quality Index | 4.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 0.90 | |||
| Profitability Index | 6.20 | |||
| Stability Index | 4.30 | |||
| Company Info |
State Bank of Fairmont
Fairmont, MN |
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| FDIC Number | 8541 | |||
| Phone Number | (507) 238-4287 | |||
| Website | sbof.com | |||
| Asset Quality |
State Bank of Fairmont
Fairmont, MN |
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| 1-Year Asset Growth | 3.89% | |||
| 5-Year Asset Growth | 3.51% | |||
| 5-Year Charge-Offs to Average Loans | 0.13% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 1.33% | |||
| Non-Performing Loans to Capital | 8.02% | |||
| Non-Performing Loans to Loans | 1.68% | |||
| Balance Sheet |
State Bank of Fairmont
Fairmont, MN |
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| Total Assets | 141.13M | |||
| Total Deposits | 126.25M | |||
| Capital and Reserves |
State Bank of Fairmont
Fairmont, MN |
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| Capital | 14.35M | |||
| Leverage Ratio | 11.32 | |||
| Loan Loss Reserves to Loans | 1.88% | |||
| Risk-Based Capital Ratio | 15.70 | |||
| Liquidity |
State Bank of Fairmont
Fairmont, MN |
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| Hot Money Ratio | 24.03% | |||
| Liquidity Ratio | 20.41% | |||
| Profitability |
State Bank of Fairmont
Fairmont, MN |
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| 5-Year Return on Average Assets | 0.73% | |||
| Net Income | 1.77M | |||
| Net Interest Spread | 3.96% | |||
| Operating Profit to Average Assets | 1.71% | |||
| Overhead Efficiency Ratio | 56.34% | |||
| Return on Assets | 1.67% | |||
| Return on Equity | 17.51% | |||