| Weiss Ratings |
United Community Bank
Perham, MN |
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| Rating | ||||
| Asset Quality Index | 3.90 | |||
| Capitalization Index | 9.10 | |||
| Liquidity Index | 3.30 | |||
| Profitability Index | 4.50 | |||
| Stability Index | 5.00 | |||
| Company Info |
United Community Bank
Perham, MN |
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| FDIC Number | 8544 | |||
| Phone Number | (218) 346-5700 | |||
| Website | www.ucbankmn.com/ | |||
| Asset Quality |
United Community Bank
Perham, MN |
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| 1-Year Asset Growth | 2.42% | |||
| 5-Year Asset Growth | 2.54% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.09% | |||
| Non-Performing Assets to Assets | 0.80% | |||
| Non-Performing Loans to Capital | 15.22% | |||
| Non-Performing Loans to Loans | 1.30% | |||
| Balance Sheet |
United Community Bank
Perham, MN |
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| Total Assets | 354.06M | |||
| Total Deposits | 322.00M | |||
| Capital and Reserves |
United Community Bank
Perham, MN |
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| Capital | 28.85M | |||
| Leverage Ratio | 10.42 | |||
| Loan Loss Reserves to Loans | 1.48% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
United Community Bank
Perham, MN |
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| Hot Money Ratio | 20.98% | |||
| Liquidity Ratio | 31.96% | |||
| Profitability |
United Community Bank
Perham, MN |
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| 5-Year Return on Average Assets | 0.87% | |||
| Net Income | 3.75M | |||
| Net Interest Spread | 3.39% | |||
| Operating Profit to Average Assets | 1.13% | |||
| Overhead Efficiency Ratio | 68.50% | |||
| Return on Assets | 1.04% | |||
| Return on Equity | 14.93% | |||