B
Merchants & Farmers Bank of Greene County
EutawAL
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Merchants & Farmers Bank of Greene County
Eutaw, AL
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Rating B
Asset Quality Index 3.80
Capitalization Index 10.00
Liquidity Index 2.60
Profitability Index 6.60
Stability Index 6.40
Company Info Merchants & Farmers Bank of Greene County
Eutaw, AL
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FDIC Number 855
Phone Number (205) 372-3311
Website www.mfbusa.com
Asset Quality Merchants & Farmers Bank of Greene County
Eutaw, AL
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1-Year Asset Growth 5.22%
5-Year Asset Growth 12.51%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans 0.10%
Non-Performing Assets to Assets 2.47%
Non-Performing Loans to Capital 19.24%
Non-Performing Loans to Loans 4.26%
Balance Sheet Merchants & Farmers Bank of Greene County
Eutaw, AL
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Total Assets 127.32M
Total Deposits 112.37M
Capital and Reserves Merchants & Farmers Bank of Greene County
Eutaw, AL
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Capital 14.02M
Leverage Ratio 12.47
Loan Loss Reserves to Loans 1.36%
Risk-Based Capital Ratio --
Liquidity Merchants & Farmers Bank of Greene County
Eutaw, AL
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Hot Money Ratio 36.94%
Liquidity Ratio 23.18%
Profitability Merchants & Farmers Bank of Greene County
Eutaw, AL
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5-Year Return on Average Assets 1.36%
Net Income 1.29M
Net Interest Spread 3.86%
Operating Profit to Average Assets 1.48%
Overhead Efficiency Ratio 65.11%
Return on Assets 1.40%
Return on Equity 13.34%