Major Rating Factors:
A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (8.8). Excellent current capitalization (8.4 on a scale of 0 to 10) and a capital leverage ratio of 9.9.
Other Rating Factors:
Operating profits as a percentage of assets at 1.9%, coupled with a return on assets of 1.5 has resulted in Excellent (7.6) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.7 on a scale of 0 to 10).
Asset Mix:
Securities (23%), cash (13%), comm loans (12%), home mtgs (8%), comm re (4%), consumer loans (0%), other (40%)
States with Branches:
MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Goppert Financial Corp.
Investment Rating
--
Address
710 Oak Street
Lathrop, MO 64465
Lathrop, MO 64465
Phone Number
(816) 782-7400
Year Founded
1879
FDIC Number
Website
Largest Affiliates
Garnett, KS
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Bank