B
Montrose Savings Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Montrose Savings Bank
Montrose, MO
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Rating B
Asset Quality Index 8.80
Capitalization Index 10.00
Liquidity Index 3.90
Profitability Index 9.50
Stability Index 7.00
Company Info Montrose Savings Bank
Montrose, MO
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FDIC Number 8594
Phone Number (660) 693-4424
Website www.montrosesavingsbank.com
Asset Quality Montrose Savings Bank
Montrose, MO
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1-Year Asset Growth 9.37%
5-Year Asset Growth 6.26%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.05%
Non-Performing Loans to Capital 0.49%
Non-Performing Loans to Loans 0.09%
Balance Sheet Montrose Savings Bank
Montrose, MO
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Total Assets 60.64M
Total Deposits 51.78M
Capital and Reserves Montrose Savings Bank
Montrose, MO
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Capital 8.62M
Leverage Ratio 14.42
Loan Loss Reserves to Loans 1.63%
Risk-Based Capital Ratio --
Liquidity Montrose Savings Bank
Montrose, MO
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Hot Money Ratio 12.99%
Liquidity Ratio 44.15%
Profitability Montrose Savings Bank
Montrose, MO
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5-Year Return on Average Assets 1.51%
Net Income 1.03M
Net Interest Spread 4.51%
Operating Profit to Average Assets 2.42%
Overhead Efficiency Ratio 41.72%
Return on Assets 2.35%
Return on Equity 16.59%