i3 Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.6 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.7%, coupled with a return on assets of 0.6 has resulted in Weak (1.4) profitability.
Other Rating Factors:
Excellent current capitalization (7.7 on a scale of 0 to 10) based on a risk-based capital ratio of 11.8 and a capital leverage ratio of 9.5. A current level of 4.1 percent of nonperforming loans to core capital combined with 12.5 percent from a year earlier contributes to the Good asset quality (5.1).
Asset Mix:
Comm re (20%), comm loans (19%), securities (14%), home mtgs (13%), home eq lns (5%), cash (2%), consumer loans (1%), other (27%)
States with Branches:
NE
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Hilltop Bancshares, Inc.
Investment Rating
--
Address
12212 North 156th Street
Bennington, NE 68007
Bennington, NE 68007
Phone Number
(402) 238-2245
Year Founded
1928
FDIC Number
Website
Largest Affiliates
No affiliate information available.