i3 Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.6 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.6%, coupled with a return on assets of 0.5 has resulted in Very Weak (0.9) profitability.
Other Rating Factors:
Excellent current capitalization (8.0 on a scale of 0 to 10) based on a risk-based capital ratio of 11.6 and a capital leverage ratio of 9.6. A current level of 4.1 percent of nonperforming loans to core capital combined with 12.3 percent from a year earlier contributes to the Good asset quality (5.1).
Asset Mix:
Comm loans (21%), comm re (20%), securities (14%), home mtgs (13%), home eq lns (5%), cash (3%), consumer loans (1%), other (24%)
States with Branches:
NE
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Hilltop Bancshares, Inc.
Investment Rating
--
Address
12212 North 156th Street
Bennington, NE 68007
Bennington, NE 68007
Phone Number
(402) 238-2245
Year Founded
1928
FDIC Number
Website
Largest Affiliates
No affiliate information available.