Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 12.6. A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (7.6).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.2 on a scale of 0 to 10). Weak liquidity 3.0, driven by a liquidity ratio of 36.5 percent and a “hot money” ratio of 18.3 percent.
Asset Mix:
Cash (21%), securities (11%), home mtgs (7%), comm loans (6%), comm re (4%), consumer loans (1%), other (49%)
States with Branches:
NE
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Firstand Co.
Investment Rating
--
Address
201 Main Street
Hordville, NE 68846
Hordville, NE 68846
Phone Number
(402) 757-3231
Year Founded
1906
FDIC Number
Website
Largest Affiliates
No affiliate information available.