C
Farmers State Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Farmers State Bank
West Salem, OH
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Rating C
Asset Quality Index 7.00
Capitalization Index 6.80
Liquidity Index 3.10
Profitability Index 4.20
Stability Index 3.10
Company Info Farmers State Bank
West Salem, OH
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FDIC Number 8647
Phone Number (419) 853-4631
Website www.farmersstate-oh.com
Asset Quality Farmers State Bank
West Salem, OH
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1-Year Asset Growth 2.03%
5-Year Asset Growth 3.00%
5-Year Charge-Offs to Average Loans -0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.50%
Non-Performing Loans to Capital 2.97%
Non-Performing Loans to Loans 0.77%
Balance Sheet Farmers State Bank
West Salem, OH
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Total Assets 190.68M
Total Deposits 172.51M
Capital and Reserves Farmers State Bank
West Salem, OH
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Capital 12.90M
Leverage Ratio 8.82
Loan Loss Reserves to Loans 1.13%
Risk-Based Capital Ratio 14.05
Liquidity Farmers State Bank
West Salem, OH
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Hot Money Ratio 8.09%
Liquidity Ratio 24.66%
Profitability Farmers State Bank
West Salem, OH
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5-Year Return on Average Assets 0.70%
Net Income 1.50M
Net Interest Spread 4.25%
Operating Profit to Average Assets 0.95%
Overhead Efficiency Ratio 74.70%
Return on Assets 0.81%
Return on Equity 13.00%