C
The Blue Grass Valley Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Blue Grass Valley Bank
Blue Grass, VA
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 6.00
Capitalization Index 7.80
Liquidity Index 1.80
Profitability Index 2.90
Stability Index 4.90
Company Info The Blue Grass Valley Bank
Blue Grass, VA
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 8672
Phone Number (540) 474-2430
Website bluegrassvalleybank.com
Asset Quality The Blue Grass Valley Bank
Blue Grass, VA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 8.44%
5-Year Asset Growth 4.64%
5-Year Charge-Offs to Average Loans -0.08%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.55%
Non-Performing Loans to Capital 4.98%
Non-Performing Loans to Loans 0.99%
Balance Sheet The Blue Grass Valley Bank
Blue Grass, VA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 62.87M
Total Deposits 56.67M
Capital and Reserves The Blue Grass Valley Bank
Blue Grass, VA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 5.93M
Leverage Ratio 9.56
Loan Loss Reserves to Loans 1.27%
Risk-Based Capital Ratio --
Liquidity The Blue Grass Valley Bank
Blue Grass, VA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 24.07%
Liquidity Ratio 45.54%
Profitability The Blue Grass Valley Bank
Blue Grass, VA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.49%
Net Income 265.00K
Net Interest Spread 3.35%
Operating Profit to Average Assets 0.56%
Overhead Efficiency Ratio 82.83%
Return on Assets 0.45%
Return on Equity 4.49%