C
The Blue Grass Valley Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
9.98
Return On
Assets
0.54%
Total
Assets
59.93M
Capital
6.10M
Total
Deposits
53.56M
Net
Income
165.00K
My Lists My Alerts
Weiss Ratings The Blue Grass Valley Bank
Blue Grass, VA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating C
Asset Quality Index 5.60
Capitalization Index 8.30
Liquidity Index 1.40
Profitability Index 2.90
Stability Index 5.40
Company Info The Blue Grass Valley Bank
Blue Grass, VA 		Click to
Compare		 Click to
Compare		 Click to
Compare
FDIC Number 8672
Phone Number (540) 474-2430
Website bluegrassvalleybank.com
Asset Quality The Blue Grass Valley Bank
Blue Grass, VA 		Click to
Compare		 Click to
Compare		 Click to
Compare
1-Year Asset Growth 1.67%
5-Year Asset Growth 4.64%
5-Year Charge-Offs to Average Loans -0.06%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.45%
Non-Performing Loans to Capital 8.11%
Non-Performing Loans to Loans 0.78%
Balance Sheet The Blue Grass Valley Bank
Blue Grass, VA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 59.93M
Total Deposits 53.56M
Capital and Reserves The Blue Grass Valley Bank
Blue Grass, VA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Capital 6.10M
Leverage Ratio 9.98
Loan Loss Reserves to Loans 1.29%
Risk-Based Capital Ratio --
Liquidity The Blue Grass Valley Bank
Blue Grass, VA 		Click to
Compare		 Click to
Compare		 Click to
Compare
Hot Money Ratio 19.47%
Liquidity Ratio 43.56%
Profitability The Blue Grass Valley Bank
Blue Grass, VA 		Click to
Compare		 Click to
Compare		 Click to
Compare
5-Year Return on Average Assets 0.47%
Net Income 165.00K
Net Interest Spread 3.35%
Operating Profit to Average Assets 0.68%
Overhead Efficiency Ratio 79.53%
Return on Assets 0.54%
Return on Equity 5.49%