C
The Blue Grass Valley Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
10.22
Return On
Assets
0.52%
Total
Assets
59.54M
Capital
6.00M
Total
Deposits
53.28M
Net
Income
227.00K
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Weiss Ratings The Blue Grass Valley Bank
Blue Grass, VA 		Click to
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Rating C
Asset Quality Index 6.30
Capitalization Index 8.70
Liquidity Index 1.30
Profitability Index 3.10
Stability Index 5.20
Company Info The Blue Grass Valley Bank
Blue Grass, VA 		Click to
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FDIC Number 8672
Phone Number (540) 474-2430
Website bluegrassvalleybank.com
Asset Quality The Blue Grass Valley Bank
Blue Grass, VA 		Click to
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1-Year Asset Growth 4.38%
5-Year Asset Growth 5.59%
5-Year Charge-Offs to Average Loans -0.08%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.59%
Non-Performing Loans to Capital 3.61%
Non-Performing Loans to Loans 0.97%
Balance Sheet The Blue Grass Valley Bank
Blue Grass, VA 		Click to
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Total Assets 59.54M
Total Deposits 53.28M
Capital and Reserves The Blue Grass Valley Bank
Blue Grass, VA 		Click to
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Capital 6.00M
Leverage Ratio 10.22
Loan Loss Reserves to Loans 1.24%
Risk-Based Capital Ratio --
Liquidity The Blue Grass Valley Bank
Blue Grass, VA 		Click to
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Hot Money Ratio 22.74%
Liquidity Ratio 40.03%
Profitability The Blue Grass Valley Bank
Blue Grass, VA 		Click to
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5-Year Return on Average Assets 0.49%
Net Income 227.00K
Net Interest Spread 3.33%
Operating Profit to Average Assets 0.66%
Overhead Efficiency Ratio 79.90%
Return on Assets 0.52%
Return on Equity 5.15%