C
The Blue Grass Valley Bank
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Blue Grass Valley Bank
Blue Grass, VA
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Rating C
Asset Quality Index 7.40
Capitalization Index 7.80
Liquidity Index 1.20
Profitability Index 2.50
Stability Index 5.20
Company Info The Blue Grass Valley Bank
Blue Grass, VA
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FDIC Number 8672
Phone Number (540) 474-2430
Website bluegrassvalleybank.com
Asset Quality The Blue Grass Valley Bank
Blue Grass, VA
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1-Year Asset Growth -0.54%
5-Year Asset Growth 5.59%
5-Year Charge-Offs to Average Loans -0.08%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.62%
Non-Performing Loans to Capital 0.94%
Non-Performing Loans to Loans 1.01%
Balance Sheet The Blue Grass Valley Bank
Blue Grass, VA
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Total Assets 57.82M
Total Deposits 51.76M
Capital and Reserves The Blue Grass Valley Bank
Blue Grass, VA
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Capital 5.82M
Leverage Ratio 10.07
Loan Loss Reserves to Loans 1.25%
Risk-Based Capital Ratio --
Liquidity The Blue Grass Valley Bank
Blue Grass, VA
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Hot Money Ratio 19.01%
Liquidity Ratio 39.60%
Profitability The Blue Grass Valley Bank
Blue Grass, VA
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5-Year Return on Average Assets 0.49%
Net Income 48.00K
Net Interest Spread 3.18%
Operating Profit to Average Assets 0.41%
Overhead Efficiency Ratio 86.87%
Return on Assets 0.33%
Return on Equity 3.31%