C
Waldo State Bank
WaldoWI
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Waldo State Bank
Waldo, WI
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Rating C
Asset Quality Index 4.90
Capitalization Index 8.20
Liquidity Index 1.10
Profitability Index 3.70
Stability Index 5.30
Company Info Waldo State Bank
Waldo, WI
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FDIC Number 8700
Phone Number (920) 528-8385
Website www.waldostate.bank
Asset Quality Waldo State Bank
Waldo, WI
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1-Year Asset Growth 20.74%
5-Year Asset Growth 13.25%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 1.28%
Non-Performing Loans to Capital 11.60%
Non-Performing Loans to Loans 1.65%
Balance Sheet Waldo State Bank
Waldo, WI
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Total Assets 155.76M
Total Deposits 126.17M
Capital and Reserves Waldo State Bank
Waldo, WI
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Capital 14.07M
Leverage Ratio 9.77
Loan Loss Reserves to Loans 0.84%
Risk-Based Capital Ratio --
Liquidity Waldo State Bank
Waldo, WI
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Hot Money Ratio 33.57%
Liquidity Ratio 17.18%
Profitability Waldo State Bank
Waldo, WI
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5-Year Return on Average Assets 0.79%
Net Income 570.00K
Net Interest Spread 3.42%
Operating Profit to Average Assets 0.93%
Overhead Efficiency Ratio 71.83%
Return on Assets 0.76%
Return on Equity 8.33%