C
Waldo State Bank
WaldoWI
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Waldo State Bank
Waldo, WI
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Rating C
Asset Quality Index 5.70
Capitalization Index 8.50
Liquidity Index 0.80
Profitability Index 4.10
Stability Index 5.30
Company Info Waldo State Bank
Waldo, WI
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FDIC Number 8700
Phone Number (920) 528-8385
Website www.waldostate.bank
Asset Quality Waldo State Bank
Waldo, WI
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1-Year Asset Growth 20.13%
5-Year Asset Growth 13.25%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.67%
Non-Performing Loans to Capital 4.72%
Non-Performing Loans to Loans 0.83%
Balance Sheet Waldo State Bank
Waldo, WI
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Total Assets 152.63M
Total Deposits 123.50M
Capital and Reserves Waldo State Bank
Waldo, WI
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Capital 13.73M
Leverage Ratio 10.00
Loan Loss Reserves to Loans 0.82%
Risk-Based Capital Ratio --
Liquidity Waldo State Bank
Waldo, WI
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Hot Money Ratio 31.63%
Liquidity Ratio 13.43%
Profitability Waldo State Bank
Waldo, WI
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5-Year Return on Average Assets 0.79%
Net Income 359.00K
Net Interest Spread 3.53%
Operating Profit to Average Assets 1.16%
Overhead Efficiency Ratio 66.44%
Return on Assets 0.97%
Return on Equity 10.66%