C
Waldo State Bank
WaldoWI
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Waldo State Bank
Waldo, WI
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 3.80
Capitalization Index 8.60
Liquidity Index 0.90
Profitability Index 3.40
Stability Index 6.10
Company Info Waldo State Bank
Waldo, WI
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 8700
Phone Number (920) 528-8385
Website www.waldostate.bank
Asset Quality Waldo State Bank
Waldo, WI
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 6.09%
5-Year Asset Growth 8.50%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.22%
Non-Performing Assets to Assets 1.82%
Non-Performing Loans to Capital 16.33%
Non-Performing Loans to Loans 2.38%
Balance Sheet Waldo State Bank
Waldo, WI
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 153.38M
Total Deposits 132.05M
Capital and Reserves Waldo State Bank
Waldo, WI
Click to
Compare
Click to
Compare
Click to
Compare
Capital 14.68M
Leverage Ratio 10.03
Loan Loss Reserves to Loans 0.72%
Risk-Based Capital Ratio --
Liquidity Waldo State Bank
Waldo, WI
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 30.04%
Liquidity Ratio 15.72%
Profitability Waldo State Bank
Waldo, WI
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.79%
Net Income 1.03M
Net Interest Spread 3.36%
Operating Profit to Average Assets 0.84%
Overhead Efficiency Ratio 72.86%
Return on Assets 0.68%
Return on Equity 7.33%