C
Waldo State Bank
Waldo,  WI
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Waldo State Bank
Waldo, WI
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Rating C
Asset Quality Index 3.50
Capitalization Index 8.90
Liquidity Index 1.00
Profitability Index 3.70
Stability Index 6.20
Company Info Waldo State Bank
Waldo, WI
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FDIC Number 8700
Phone Number (920) 528-8385
Website www.waldostate.bank
Asset Quality Waldo State Bank
Waldo, WI
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1-Year Asset Growth -1.00%
5-Year Asset Growth 8.50%
5-Year Charge-Offs to Average Loans 0.06%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 1.99%
Non-Performing Loans to Capital 17.89%
Non-Performing Loans to Loans 2.60%
Balance Sheet Waldo State Bank
Waldo, WI
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Total Assets 154.21M
Total Deposits 127.39M
Capital and Reserves Waldo State Bank
Waldo, WI
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Capital 15.14M
Leverage Ratio 10.28
Loan Loss Reserves to Loans 0.81%
Risk-Based Capital Ratio --
Liquidity Waldo State Bank
Waldo, WI
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Hot Money Ratio 32.47%
Liquidity Ratio 15.74%
Profitability Waldo State Bank
Waldo, WI
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5-Year Return on Average Assets 0.73%
Net Income 523.00K
Net Interest Spread 3.51%
Operating Profit to Average Assets 0.83%
Overhead Efficiency Ratio 74.93%
Return on Assets 0.68%
Return on Equity 7.04%