C
Unity Bank
AugustaWI
Rating Date
October 2025
Risk Based
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Major Rating Factors: A current level of 57.3 percent of nonperforming loans to core capital combined with 40.4 percent from a year earlier contributes to the Very Weak asset quality (0.3).
Other Rating Factors: Good current capitalization (6.9 on a scale of 0 to 10) based on a risk-based capital ratio of 13.1 and a capital leverage ratio of 8.9. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.7 on a scale of 0 to 10).
Asset Mix: Comm re (29%), securities (10%), cash (9%), home mtgs (8%), comm loans (6%), home eq lns (2%), consumer loans (1%), other (34%)
States with Branches: MN, MT, WI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
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1-Year Asset Growth
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Liquidity Ratio
Hot Money
Corporate Info
Group Affiliation
Kimberly Leasing Corporation
Investment Rating
--
Address
207 West Lincoln Street
Augusta, WI 54722
Phone Number
(715) 286-2223
Year Founded
1914
FDIC Number
Largest Affiliates
No affiliate information available.