Major Rating Factors:
Operating profits as a percentage of assets at 0.0%, coupled with a return on assets of 0.0 has resulted in Weak (1.6) profitability. A current level of 66.6 percent of nonperforming loans to core capital combined with 56.5 percent from a year earlier contributes to the Very Weak asset quality (0.3).
Other Rating Factors:
Good current capitalization (6.8 on a scale of 0 to 10) based on a risk-based capital ratio of 13.4 and a capital leverage ratio of 8.8. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.6 on a scale of 0 to 10).
Asset Mix:
Comm re (30%), securities (14%), cash (7%), home mtgs (7%), comm loans (6%), home eq lns (2%), consumer loans (1%), other (33%)
States with Branches:
MN, MT, WI
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Kimberly Leasing Corporation
Investment Rating
--
Address
207 West Lincoln Street
Augusta, WI 54722
Augusta, WI 54722
Phone Number
(715) 286-2223
Year Founded
1914
FDIC Number
Website
Largest Affiliates
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