C
Merchants and Farmers Bank
Dumas,  AR
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Merchants and Farmers Bank
Dumas, AR
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Rating C
Asset Quality Index 1.70
Capitalization Index 9.60
Liquidity Index 0.70
Profitability Index 6.10
Stability Index 7.10
Company Info Merchants and Farmers Bank
Dumas, AR
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FDIC Number 8735
Phone Number (870) 382-4311
Website www.mfbanknet.com
Asset Quality Merchants and Farmers Bank
Dumas, AR
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1-Year Asset Growth 9.23%
5-Year Asset Growth 10.09%
5-Year Charge-Offs to Average Loans 0.10%
Charge-Offs to Average Loans 0.11%
Non-Performing Assets to Assets 3.89%
Non-Performing Loans to Capital 26.03%
Non-Performing Loans to Loans 4.94%
Balance Sheet Merchants and Farmers Bank
Dumas, AR
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Total Assets 297.56M
Total Deposits 255.86M
Capital and Reserves Merchants and Farmers Bank
Dumas, AR
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Capital 29.34M
Leverage Ratio 10.74
Loan Loss Reserves to Loans 1.27%
Risk-Based Capital Ratio 13.58
Liquidity Merchants and Farmers Bank
Dumas, AR
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Hot Money Ratio 32.31%
Liquidity Ratio 13.33%
Profitability Merchants and Farmers Bank
Dumas, AR
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5-Year Return on Average Assets 1.21%
Net Income 1.74M
Net Interest Spread 4.75%
Operating Profit to Average Assets 1.63%
Overhead Efficiency Ratio 65.32%
Return on Assets 1.25%
Return on Equity 12.17%