B
Citizens Bank & Trust Company
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Citizens Bank & Trust Company
Van Buren, AR
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Rating B
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 3.00
Profitability Index 7.80
Stability Index 5.70
Company Info Citizens Bank & Trust Company
Van Buren, AR
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FDIC Number 8738
Phone Number (479) 474-1201
Website www.cbankandtrust.com
Asset Quality Citizens Bank & Trust Company
Van Buren, AR
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1-Year Asset Growth 4.54%
5-Year Asset Growth 3.61%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.10%
Non-Performing Assets to Assets 0.14%
Non-Performing Loans to Capital 1.00%
Non-Performing Loans to Loans 0.25%
Balance Sheet Citizens Bank & Trust Company
Van Buren, AR
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Total Assets 566.43M
Total Deposits 503.17M
Capital and Reserves Citizens Bank & Trust Company
Van Buren, AR
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Capital 61.08M
Leverage Ratio 11.78
Loan Loss Reserves to Loans 1.51%
Risk-Based Capital Ratio --
Liquidity Citizens Bank & Trust Company
Van Buren, AR
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Hot Money Ratio 22.36%
Liquidity Ratio 19.74%
Profitability Citizens Bank & Trust Company
Van Buren, AR
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5-Year Return on Average Assets 1.39%
Net Income 4.35M
Net Interest Spread 3.86%
Operating Profit to Average Assets 2.02%
Overhead Efficiency Ratio 47.69%
Return on Assets 1.55%
Return on Equity 14.17%