B
Citizens Bank & Trust Company
Rating Date
April 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Citizens Bank & Trust Company
Van Buren, AR
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Rating B
Asset Quality Index 8.30
Capitalization Index 10.00
Liquidity Index 2.80
Profitability Index 6.60
Stability Index 6.30
Company Info Citizens Bank & Trust Company
Van Buren, AR
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FDIC Number 8738
Phone Number (479) 474-1201
Website www.cbankandtrust.com
Asset Quality Citizens Bank & Trust Company
Van Buren, AR
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1-Year Asset Growth 2.16%
5-Year Asset Growth 6.37%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans 0.28%
Non-Performing Assets to Assets 0.53%
Non-Performing Loans to Capital 2.50%
Non-Performing Loans to Loans 0.68%
Balance Sheet Citizens Bank & Trust Company
Van Buren, AR
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Total Assets 532.75M
Total Deposits 476.18M
Capital and Reserves Citizens Bank & Trust Company
Van Buren, AR
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Capital 54.67M
Leverage Ratio 11.74
Loan Loss Reserves to Loans 1.51%
Risk-Based Capital Ratio --
Liquidity Citizens Bank & Trust Company
Van Buren, AR
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Hot Money Ratio 20.20%
Liquidity Ratio 13.50%
Profitability Citizens Bank & Trust Company
Van Buren, AR
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5-Year Return on Average Assets 1.49%
Net Income 7.13M
Net Interest Spread 3.46%
Operating Profit to Average Assets 1.72%
Overhead Efficiency Ratio 52.51%
Return on Assets 1.35%
Return on Equity 13.07%