B
Citizens Bank & Trust Company
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Citizens Bank & Trust Company
Van Buren, AR
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 8.40
Capitalization Index 10.00
Liquidity Index 2.80
Profitability Index 7.10
Stability Index 6.30
Company Info Citizens Bank & Trust Company
Van Buren, AR
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 8738
Phone Number (479) 474-1201
Website www.cbankandtrust.com
Asset Quality Citizens Bank & Trust Company
Van Buren, AR
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 3.15%
5-Year Asset Growth 6.37%
5-Year Charge-Offs to Average Loans 0.14%
Charge-Offs to Average Loans 0.55%
Non-Performing Assets to Assets 0.16%
Non-Performing Loans to Capital 1.05%
Non-Performing Loans to Loans 0.28%
Balance Sheet Citizens Bank & Trust Company
Van Buren, AR
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 539.22M
Total Deposits 479.21M
Capital and Reserves Citizens Bank & Trust Company
Van Buren, AR
Click to
Compare
Click to
Compare
Click to
Compare
Capital 57.92M
Leverage Ratio 12.02
Loan Loss Reserves to Loans 1.41%
Risk-Based Capital Ratio --
Liquidity Citizens Bank & Trust Company
Van Buren, AR
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 19.07%
Liquidity Ratio 15.02%
Profitability Citizens Bank & Trust Company
Van Buren, AR
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.41%
Net Income 1.78M
Net Interest Spread 3.57%
Operating Profit to Average Assets 1.72%
Overhead Efficiency Ratio 53.75%
Return on Assets 1.33%
Return on Equity 12.67%