B
Citizens Bank & Trust Company
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Citizens Bank & Trust Company
Van Buren, AR
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Rating B
Asset Quality Index 8.40
Capitalization Index 10.00
Liquidity Index 2.80
Profitability Index 7.50
Stability Index 6.30
Company Info Citizens Bank & Trust Company
Van Buren, AR
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FDIC Number 8738
Phone Number (479) 474-1201
Website www.cbankandtrust.com
Asset Quality Citizens Bank & Trust Company
Van Buren, AR
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1-Year Asset Growth 3.55%
5-Year Asset Growth 3.61%
5-Year Charge-Offs to Average Loans 0.14%
Charge-Offs to Average Loans 0.15%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 1.08%
Non-Performing Loans to Loans 0.23%
Balance Sheet Citizens Bank & Trust Company
Van Buren, AR
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Total Assets 551.69M
Total Deposits 488.76M
Capital and Reserves Citizens Bank & Trust Company
Van Buren, AR
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Capital 60.71M
Leverage Ratio 11.83
Loan Loss Reserves to Loans 1.44%
Risk-Based Capital Ratio --
Liquidity Citizens Bank & Trust Company
Van Buren, AR
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Hot Money Ratio 22.46%
Liquidity Ratio 15.70%
Profitability Citizens Bank & Trust Company
Van Buren, AR
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5-Year Return on Average Assets 1.41%
Net Income 7.91M
Net Interest Spread 3.76%
Operating Profit to Average Assets 1.91%
Overhead Efficiency Ratio 50.69%
Return on Assets 1.46%
Return on Equity 13.51%