First State Bank of Middlebury
| Weiss Ratings |
First State Bank of Middlebury
Middlebury, IN |
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| Rating | ||||
| Asset Quality Index | 6.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.40 | |||
| Profitability Index | 5.90 | |||
| Stability Index | 5.00 | |||
| Company Info |
First State Bank of Middlebury
Middlebury, IN |
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| FDIC Number | 8745 | |||
| Phone Number | (574) 825-2166 | |||
| Website | www.bfirst.bank/ | |||
| Asset Quality |
First State Bank of Middlebury
Middlebury, IN |
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| 1-Year Asset Growth | 3.24% | |||
| 5-Year Asset Growth | 3.88% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.00% | |||
| Non-Performing Assets to Assets | 1.17% | |||
| Non-Performing Loans to Capital | 9.29% | |||
| Non-Performing Loans to Loans | 1.48% | |||
| Balance Sheet |
First State Bank of Middlebury
Middlebury, IN |
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| Total Assets | 813.08M | |||
| Total Deposits | 653.96M | |||
| Capital and Reserves |
First State Bank of Middlebury
Middlebury, IN |
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| Capital | 93.73M | |||
| Leverage Ratio | 13.03 | |||
| Loan Loss Reserves to Loans | 1.66% | |||
| Risk-Based Capital Ratio | 17.59 | |||
| Liquidity |
First State Bank of Middlebury
Middlebury, IN |
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| Hot Money Ratio | 16.43% | |||
| Liquidity Ratio | 14.52% | |||
| Profitability |
First State Bank of Middlebury
Middlebury, IN |
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| 5-Year Return on Average Assets | 1.40% | |||
| Net Income | 10.47M | |||
| Net Interest Spread | 4.13% | |||
| Operating Profit to Average Assets | 1.49% | |||
| Overhead Efficiency Ratio | 57.01% | |||
| Return on Assets | 1.26% | |||
| Return on Equity | 12.02% | |||