B
Iowa State Savings Bank
CrestonIA
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
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Capital
Total
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Net
Income
Weiss Ratings Iowa State Savings Bank
Creston, IA
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Rating B
Asset Quality Index 8.40
Capitalization Index 7.10
Liquidity Index 3.50
Profitability Index 5.10
Stability Index 6.40
Company Info Iowa State Savings Bank
Creston, IA
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FDIC Number 8751
Phone Number (641) 782-1000
Website www.issbbank.com
Asset Quality Iowa State Savings Bank
Creston, IA
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1-Year Asset Growth 10.77%
5-Year Asset Growth 5.09%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.04%
Non-Performing Loans to Loans 0.01%
Balance Sheet Iowa State Savings Bank
Creston, IA
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Total Assets 284.27M
Total Deposits 247.87M
Capital and Reserves Iowa State Savings Bank
Creston, IA
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Capital 26.13M
Leverage Ratio 9.09
Loan Loss Reserves to Loans 1.30%
Risk-Based Capital Ratio 16.56
Liquidity Iowa State Savings Bank
Creston, IA
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Hot Money Ratio 16.52%
Liquidity Ratio 30.32%
Profitability Iowa State Savings Bank
Creston, IA
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5-Year Return on Average Assets 0.80%
Net Income 1.61M
Net Interest Spread 3.11%
Operating Profit to Average Assets 1.48%
Overhead Efficiency Ratio 57.92%
Return on Assets 1.14%
Return on Equity 12.74%