Major Rating Factors:
A current level of 18.2 percent of nonperforming loans to core capital combined with 11.8 percent from a year earlier contributes to the Weak asset quality (1.4). Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 1.2 has resulted in Good (5.2) profitability.
Other Rating Factors:
Excellent current capitalization (9.3 on a scale of 0 to 10) and a capital leverage ratio of 10.5. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.0 on a scale of 0 to 10).
Asset Mix:
Home mtgs (15%), comm loans (10%), comm re (8%), securities (7%), consumer loans (3%), cash (2%), home eq lns (1%), other (54%)
States with Branches:
IA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Wheatland Bancorporation
Investment Rating
--
Address
123 South Main Street
Wheatland, IA 52777
Wheatland, IA 52777
Phone Number
(563) 374-1247
Year Founded
1886
FDIC Number
Website
Largest Affiliates
No affiliate information available.