D
First Trust and Savings Bank
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Trust and Savings Bank
Wheatland, IA
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Rating D
Asset Quality Index 0.40
Capitalization Index 9.60
Liquidity Index 0.20
Profitability Index 6.10
Stability Index 6.60
Company Info First Trust and Savings Bank
Wheatland, IA
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FDIC Number 8752
Phone Number (563) 374-1247
Website www.firsttrustsavings.com
Asset Quality First Trust and Savings Bank
Wheatland, IA
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1-Year Asset Growth 14.95%
5-Year Asset Growth 7.42%
5-Year Charge-Offs to Average Loans 0.14%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 1.24%
Non-Performing Loans to Capital 24.67%
Non-Performing Loans to Loans 1.44%
Balance Sheet First Trust and Savings Bank
Wheatland, IA
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Total Assets 320.62M
Total Deposits 271.61M
Capital and Reserves First Trust and Savings Bank
Wheatland, IA
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Capital 32.27M
Leverage Ratio 10.70
Loan Loss Reserves to Loans 1.23%
Risk-Based Capital Ratio --
Liquidity First Trust and Savings Bank
Wheatland, IA
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Hot Money Ratio 28.95%
Liquidity Ratio 12.19%
Profitability First Trust and Savings Bank
Wheatland, IA
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5-Year Return on Average Assets 1.13%
Net Income 2.39M
Net Interest Spread 4.00%
Operating Profit to Average Assets 1.62%
Overhead Efficiency Ratio 57.94%
Return on Assets 1.56%
Return on Equity 15.14%