D
First Trust and Savings Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Trust and Savings Bank
Wheatland, IA
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Rating D
Asset Quality Index 2.60
Capitalization Index 9.50
Liquidity Index 0.10
Profitability Index 5.70
Stability Index 7.00
Company Info First Trust and Savings Bank
Wheatland, IA
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FDIC Number 8752
Phone Number (563) 374-1247
Website www.firsttrustsavings.com
Asset Quality First Trust and Savings Bank
Wheatland, IA
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1-Year Asset Growth 7.18%
5-Year Asset Growth 9.02%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.12%
Non-Performing Assets to Assets 1.04%
Non-Performing Loans to Capital 14.34%
Non-Performing Loans to Loans 1.17%
Balance Sheet First Trust and Savings Bank
Wheatland, IA
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Total Assets 294.18M
Total Deposits 243.76M
Capital and Reserves First Trust and Savings Bank
Wheatland, IA
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Capital 30.23M
Leverage Ratio 10.64
Loan Loss Reserves to Loans 1.19%
Risk-Based Capital Ratio --
Liquidity First Trust and Savings Bank
Wheatland, IA
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Hot Money Ratio 27.83%
Liquidity Ratio 8.44%
Profitability First Trust and Savings Bank
Wheatland, IA
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5-Year Return on Average Assets 1.13%
Net Income 2.85M
Net Interest Spread 3.99%
Operating Profit to Average Assets 1.41%
Overhead Efficiency Ratio 59.97%
Return on Assets 1.35%
Return on Equity 13.11%