D
First Trust and Savings Bank
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings First Trust and Savings Bank
Wheatland, IA
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Rating D
Asset Quality Index 2.50
Capitalization Index 9.30
Liquidity Index 0.10
Profitability Index 5.20
Stability Index 7.00
Company Info First Trust and Savings Bank
Wheatland, IA
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FDIC Number 8752
Phone Number (563) 374-1247
Website www.firsttrustsavings.com
Asset Quality First Trust and Savings Bank
Wheatland, IA
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1-Year Asset Growth 8.21%
5-Year Asset Growth 9.02%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 1.31%
Non-Performing Loans to Capital 15.13%
Non-Performing Loans to Loans 1.46%
Balance Sheet First Trust and Savings Bank
Wheatland, IA
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Total Assets 282.39M
Total Deposits 230.21M
Capital and Reserves First Trust and Savings Bank
Wheatland, IA
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Capital 28.71M
Leverage Ratio 10.55
Loan Loss Reserves to Loans 1.19%
Risk-Based Capital Ratio --
Liquidity First Trust and Savings Bank
Wheatland, IA
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Hot Money Ratio 29.61%
Liquidity Ratio 8.31%
Profitability First Trust and Savings Bank
Wheatland, IA
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5-Year Return on Average Assets 1.13%
Net Income 848.00K
Net Interest Spread 3.79%
Operating Profit to Average Assets 1.28%
Overhead Efficiency Ratio 62.31%
Return on Assets 1.22%
Return on Equity 11.98%