B
Farmers State Bank
AlgonaIA
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Farmers State Bank
Algona, IA
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Rating B
Asset Quality Index 8.10
Capitalization Index 10.00
Liquidity Index 2.10
Profitability Index 5.90
Stability Index 5.70
Company Info Farmers State Bank
Algona, IA
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FDIC Number 8760
Phone Number (515) 295-7221
Website www.fsbiowa.com
Asset Quality Farmers State Bank
Algona, IA
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1-Year Asset Growth -4.23%
5-Year Asset Growth 5.65%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.08%
Non-Performing Loans to Capital 2.98%
Non-Performing Loans to Loans 0.06%
Balance Sheet Farmers State Bank
Algona, IA
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Total Assets 139.80M
Total Deposits 118.94M
Capital and Reserves Farmers State Bank
Algona, IA
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Capital 18.11M
Leverage Ratio 13.45
Loan Loss Reserves to Loans 1.39%
Risk-Based Capital Ratio --
Liquidity Farmers State Bank
Algona, IA
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Hot Money Ratio 13.02%
Liquidity Ratio 25.61%
Profitability Farmers State Bank
Algona, IA
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5-Year Return on Average Assets 1.18%
Net Income 1.48M
Net Interest Spread 3.77%
Operating Profit to Average Assets 1.44%
Overhead Efficiency Ratio 59.85%
Return on Assets 1.38%
Return on Equity 11.34%