B
Farmers State Bank
Algona,  IA
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Farmers State Bank
Algona, IA
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Rating B
Asset Quality Index 6.80
Capitalization Index 10.00
Liquidity Index 2.40
Profitability Index 6.00
Stability Index 5.70
Company Info Farmers State Bank
Algona, IA
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FDIC Number 8760
Phone Number (515) 295-7221
Website www.fsbiowa.com
Asset Quality Farmers State Bank
Algona, IA
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1-Year Asset Growth 9.89%
5-Year Asset Growth 4.30%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans -0.04%
Non-Performing Assets to Assets 0.45%
Non-Performing Loans to Capital 4.79%
Non-Performing Loans to Loans 0.61%
Balance Sheet Farmers State Bank
Algona, IA
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Total Assets 150.49M
Total Deposits 130.66M
Capital and Reserves Farmers State Bank
Algona, IA
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Capital 19.06M
Leverage Ratio 12.70
Loan Loss Reserves to Loans 1.34%
Risk-Based Capital Ratio --
Liquidity Farmers State Bank
Algona, IA
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Hot Money Ratio 11.81%
Liquidity Ratio 27.72%
Profitability Farmers State Bank
Algona, IA
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5-Year Return on Average Assets 1.24%
Net Income 1.18M
Net Interest Spread 3.79%
Operating Profit to Average Assets 1.58%
Overhead Efficiency Ratio 59.25%
Return on Assets 1.52%
Return on Equity 12.53%