B
The Sacramento Deposit Bank
Rating Date
August 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Sacramento Deposit Bank
Sacramento, KY
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Rating B
Asset Quality Index 6.10
Capitalization Index 7.70
Liquidity Index 2.50
Profitability Index 8.30
Stability Index 5.40
Company Info The Sacramento Deposit Bank
Sacramento, KY
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FDIC Number 8762
Phone Number (270) 736-2212
Website www.sdbweb.com
Asset Quality The Sacramento Deposit Bank
Sacramento, KY
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1-Year Asset Growth 2.07%
5-Year Asset Growth 3.73%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.07%
Non-Performing Assets to Assets 0.47%
Non-Performing Loans to Capital 4.73%
Non-Performing Loans to Loans 0.57%
Balance Sheet The Sacramento Deposit Bank
Sacramento, KY
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Total Assets 149.85M
Total Deposits 136.91M
Capital and Reserves The Sacramento Deposit Bank
Sacramento, KY
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Capital 11.42M
Leverage Ratio 9.46
Loan Loss Reserves to Loans 0.93%
Risk-Based Capital Ratio 15.59
Liquidity The Sacramento Deposit Bank
Sacramento, KY
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Hot Money Ratio 36.60%
Liquidity Ratio 29.61%
Profitability The Sacramento Deposit Bank
Sacramento, KY
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5-Year Return on Average Assets 1.61%
Net Income 1.67M
Net Interest Spread 4.33%
Operating Profit to Average Assets 2.19%
Overhead Efficiency Ratio 50.25%
Return on Assets 2.19%
Return on Equity 29.72%