B
The Sacramento Deposit Bank
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Sacramento Deposit Bank
Sacramento, KY
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 6.60
Capitalization Index 7.50
Liquidity Index 2.80
Profitability Index 7.30
Stability Index 5.40
Company Info The Sacramento Deposit Bank
Sacramento, KY
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 8762
Phone Number (270) 736-2212
Website www.sdbweb.com
Asset Quality The Sacramento Deposit Bank
Sacramento, KY
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 5.67%
5-Year Asset Growth 3.73%
5-Year Charge-Offs to Average Loans 0.09%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.27%
Non-Performing Loans to Capital 3.59%
Non-Performing Loans to Loans 0.43%
Balance Sheet The Sacramento Deposit Bank
Sacramento, KY
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 146.97M
Total Deposits 134.86M
Capital and Reserves The Sacramento Deposit Bank
Sacramento, KY
Click to
Compare
Click to
Compare
Click to
Compare
Capital 10.84M
Leverage Ratio 9.36
Loan Loss Reserves to Loans 1.00%
Risk-Based Capital Ratio 15.35
Liquidity The Sacramento Deposit Bank
Sacramento, KY
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 35.18%
Liquidity Ratio 33.32%
Profitability The Sacramento Deposit Bank
Sacramento, KY
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.59%
Net Income 2.55M
Net Interest Spread 4.10%
Operating Profit to Average Assets 1.78%
Overhead Efficiency Ratio 55.62%
Return on Assets 1.72%
Return on Equity 24.17%