| Weiss Ratings |
Magnolia State Bank
Eastman, GA |
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| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 7.90 | |||
| Stability Index | 9.80 | |||
| Company Info |
Magnolia State Bank
Eastman, GA |
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| FDIC Number | 877 | |||
| Phone Number | (478) 374-3418 | |||
| Website | www.bankmsb.com | |||
| Asset Quality |
Magnolia State Bank
Eastman, GA |
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| 1-Year Asset Growth | 0.55% | |||
| 5-Year Asset Growth | 0.99% | |||
| 5-Year Charge-Offs to Average Loans | -0.29% | |||
| Charge-Offs to Average Loans | -0.05% | |||
| Non-Performing Assets to Assets | 0.52% | |||
| Non-Performing Loans to Capital | 2.43% | |||
| Non-Performing Loans to Loans | 1.44% | |||
| Balance Sheet |
Magnolia State Bank
Eastman, GA |
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| Total Assets | 198.65M | |||
| Total Deposits | 167.16M | |||
| Capital and Reserves |
Magnolia State Bank
Eastman, GA |
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| Capital | 30.56M | |||
| Leverage Ratio | 15.65 | |||
| Loan Loss Reserves to Loans | 2.15% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Magnolia State Bank
Eastman, GA |
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| Hot Money Ratio | 8.08% | |||
| Liquidity Ratio | 46.05% | |||
| Profitability |
Magnolia State Bank
Eastman, GA |
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| 5-Year Return on Average Assets | 2.01% | |||
| Net Income | 1.97M | |||
| Net Interest Spread | 5.25% | |||
| Operating Profit to Average Assets | 1.98% | |||
| Overhead Efficiency Ratio | 64.44% | |||
| Return on Assets | 1.98% | |||
| Return on Equity | 13.10% | |||