C
Springfield State Bank
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Springfield State Bank
Springfield, KY
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Rating C
Asset Quality Index 8.90
Capitalization Index 10.00
Liquidity Index 1.70
Profitability Index 4.50
Stability Index 7.40
Company Info Springfield State Bank
Springfield, KY
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FDIC Number 8772
Phone Number (859) 336-3939
Website www.springfieldstate.bank
Asset Quality Springfield State Bank
Springfield, KY
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1-Year Asset Growth 6.55%
5-Year Asset Growth 6.88%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.05%
Non-Performing Loans to Capital 0.31%
Non-Performing Loans to Loans 0.07%
Balance Sheet Springfield State Bank
Springfield, KY
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Total Assets 443.50M
Total Deposits 345.28M
Capital and Reserves Springfield State Bank
Springfield, KY
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Capital 49.91M
Leverage Ratio 14.56
Loan Loss Reserves to Loans 1.07%
Risk-Based Capital Ratio --
Liquidity Springfield State Bank
Springfield, KY
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Hot Money Ratio 33.34%
Liquidity Ratio 11.69%
Profitability Springfield State Bank
Springfield, KY
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5-Year Return on Average Assets 0.94%
Net Income 1.01M
Net Interest Spread 2.71%
Operating Profit to Average Assets 1.15%
Overhead Efficiency Ratio 54.21%
Return on Assets 0.91%
Return on Equity 8.32%