C
Springfield State Bank
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Springfield State Bank
Springfield, KY
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Rating C
Asset Quality Index 8.90
Capitalization Index 10.00
Liquidity Index 1.40
Profitability Index 5.00
Stability Index 5.00
Company Info Springfield State Bank
Springfield, KY
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FDIC Number 8772
Phone Number (859) 336-3939
Website www.springfieldstate.bank
Asset Quality Springfield State Bank
Springfield, KY
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1-Year Asset Growth 8.58%
5-Year Asset Growth 6.23%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.08%
Non-Performing Loans to Capital 0.54%
Non-Performing Loans to Loans 0.11%
Balance Sheet Springfield State Bank
Springfield, KY
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Total Assets 476.67M
Total Deposits 376.45M
Capital and Reserves Springfield State Bank
Springfield, KY
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Capital 55.51M
Leverage Ratio 14.22
Loan Loss Reserves to Loans 1.07%
Risk-Based Capital Ratio --
Liquidity Springfield State Bank
Springfield, KY
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Hot Money Ratio 34.09%
Liquidity Ratio 11.80%
Profitability Springfield State Bank
Springfield, KY
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5-Year Return on Average Assets 0.94%
Net Income 4.59M
Net Interest Spread 2.87%
Operating Profit to Average Assets 1.33%
Overhead Efficiency Ratio 53.70%
Return on Assets 1.02%
Return on Equity 8.89%