B
The Cecilian Bank
CeciliaKY
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Cecilian Bank
Cecilia, KY
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 8.10
Capitalization Index 10.00
Liquidity Index 3.10
Profitability Index 6.40
Stability Index 5.70
Company Info The Cecilian Bank
Cecilia, KY
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 8774
Phone Number (270) 862-3294
Website www.thececilianbank.com
Asset Quality The Cecilian Bank
Cecilia, KY
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 3.30%
5-Year Asset Growth 12.18%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.09%
Non-Performing Assets to Assets 0.32%
Non-Performing Loans to Capital 2.61%
Non-Performing Loans to Loans 0.48%
Balance Sheet The Cecilian Bank
Cecilia, KY
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 1.55B
Total Deposits 1.27B
Capital and Reserves The Cecilian Bank
Cecilia, KY
Click to
Compare
Click to
Compare
Click to
Compare
Capital 161.94M
Leverage Ratio 11.13
Loan Loss Reserves to Loans 1.00%
Risk-Based Capital Ratio --
Liquidity The Cecilian Bank
Cecilia, KY
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 23.48%
Liquidity Ratio 11.50%
Profitability The Cecilian Bank
Cecilia, KY
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.09%
Net Income 15.97M
Net Interest Spread 3.47%
Operating Profit to Average Assets 1.76%
Overhead Efficiency Ratio 55.20%
Return on Assets 1.37%
Return on Equity 13.80%