B
The Cecilian Bank
Cecilia,  KY
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Cecilian Bank
Cecilia, KY
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Rating B
Asset Quality Index 8.00
Capitalization Index 10.00
Liquidity Index 3.20
Profitability Index 7.60
Stability Index 6.30
Company Info The Cecilian Bank
Cecilia, KY
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FDIC Number 8774
Phone Number (270) 862-3294
Website www.thececilianbank.com
Asset Quality The Cecilian Bank
Cecilia, KY
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1-Year Asset Growth 2.17%
5-Year Asset Growth 4.12%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.41%
Non-Performing Loans to Capital 2.92%
Non-Performing Loans to Loans 0.60%
Balance Sheet The Cecilian Bank
Cecilia, KY
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Total Assets 1.59B
Total Deposits 1.33B
Capital and Reserves The Cecilian Bank
Cecilia, KY
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Capital 163.70M
Leverage Ratio 10.99
Loan Loss Reserves to Loans 1.14%
Risk-Based Capital Ratio --
Liquidity The Cecilian Bank
Cecilia, KY
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Hot Money Ratio 23.38%
Liquidity Ratio 14.20%
Profitability The Cecilian Bank
Cecilia, KY
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5-Year Return on Average Assets 1.14%
Net Income 13.17M
Net Interest Spread 3.88%
Operating Profit to Average Assets 2.17%
Overhead Efficiency Ratio 50.63%
Return on Assets 1.66%
Return on Equity 16.15%