B
The Cecilian Bank
CeciliaKY
Rating Date
June 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Cecilian Bank
Cecilia, KY
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Rating B
Asset Quality Index 8.30
Capitalization Index 10.00
Liquidity Index 3.20
Profitability Index 5.00
Stability Index 7.50
Company Info The Cecilian Bank
Cecilia, KY
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FDIC Number 8774
Phone Number (270) 862-3294
Website www.thececilianbank.com
Asset Quality The Cecilian Bank
Cecilia, KY
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1-Year Asset Growth 0.48%
5-Year Asset Growth 12.18%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.21%
Non-Performing Assets to Assets 0.26%
Non-Performing Loans to Capital 2.07%
Non-Performing Loans to Loans 0.36%
Balance Sheet The Cecilian Bank
Cecilia, KY
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Total Assets 1.53B
Total Deposits 1.26B
Capital and Reserves The Cecilian Bank
Cecilia, KY
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Capital 152.44M
Leverage Ratio 11.20
Loan Loss Reserves to Loans 1.05%
Risk-Based Capital Ratio --
Liquidity The Cecilian Bank
Cecilia, KY
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Hot Money Ratio 24.79%
Liquidity Ratio 14.46%
Profitability The Cecilian Bank
Cecilia, KY
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5-Year Return on Average Assets 1.09%
Net Income 4.02M
Net Interest Spread 3.26%
Operating Profit to Average Assets 1.38%
Overhead Efficiency Ratio 59.20%
Return on Assets 1.05%
Return on Equity 10.81%