C
Bank of Columbia
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bank of Columbia
Columbia, KY
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Rating C
Asset Quality Index 5.80
Capitalization Index 7.70
Liquidity Index 0.60
Profitability Index 9.80
Stability Index 3.70
Company Info Bank of Columbia
Columbia, KY
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FDIC Number 8775
Phone Number (270) 384-6433
Website www.bankcolumbia.com/
Asset Quality Bank of Columbia
Columbia, KY
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1-Year Asset Growth 9.07%
5-Year Asset Growth 8.29%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.14%
Non-Performing Loans to Capital 7.09%
Non-Performing Loans to Loans 0.17%
Balance Sheet Bank of Columbia
Columbia, KY
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Total Assets 225.79M
Total Deposits 197.84M
Capital and Reserves Bank of Columbia
Columbia, KY
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Capital 19.44M
Leverage Ratio 9.45
Loan Loss Reserves to Loans 1.56%
Risk-Based Capital Ratio --
Liquidity Bank of Columbia
Columbia, KY
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Hot Money Ratio 27.92%
Liquidity Ratio 10.66%
Profitability Bank of Columbia
Columbia, KY
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5-Year Return on Average Assets 2.04%
Net Income 4.02M
Net Interest Spread 4.68%
Operating Profit to Average Assets 2.48%
Overhead Efficiency Ratio 50.37%
Return on Assets 2.48%
Return on Equity 29.26%