Farmers State Bank
| Weiss Ratings |
Farmers State Bank
Lincolnton, GA |
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| Rating | ||||
| Asset Quality Index | 8.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.50 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 8.00 | |||
| Company Info |
Farmers State Bank
Lincolnton, GA |
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| FDIC Number | 879 | |||
| Phone Number | (706) 359-3131 | |||
| Website | www.farmersstateonline.com | |||
| Asset Quality |
Farmers State Bank
Lincolnton, GA |
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| 1-Year Asset Growth | 8.25% | |||
| 5-Year Asset Growth | 8.18% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.18% | |||
| Non-Performing Assets to Assets | 0.06% | |||
| Non-Performing Loans to Capital | 0.41% | |||
| Non-Performing Loans to Loans | 0.15% | |||
| Balance Sheet |
Farmers State Bank
Lincolnton, GA |
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| Total Assets | 189.01M | |||
| Total Deposits | 165.81M | |||
| Capital and Reserves |
Farmers State Bank
Lincolnton, GA |
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| Capital | 22.45M | |||
| Leverage Ratio | 14.66 | |||
| Loan Loss Reserves to Loans | 1.86% | |||
| Risk-Based Capital Ratio | 34.07 | |||
| Liquidity |
Farmers State Bank
Lincolnton, GA |
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| Hot Money Ratio | 13.62% | |||
| Liquidity Ratio | 43.41% | |||
| Profitability |
Farmers State Bank
Lincolnton, GA |
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| 5-Year Return on Average Assets | 1.92% | |||
| Net Income | 1.27M | |||
| Net Interest Spread | 5.28% | |||
| Operating Profit to Average Assets | 2.66% | |||
| Overhead Efficiency Ratio | 52.36% | |||
| Return on Assets | 2.66% | |||
| Return on Equity | 23.51% | |||