Farmers State Bank
| Weiss Ratings |
Farmers State Bank
Lincolnton, GA |
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| Rating | ||||
| Asset Quality Index | 8.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 9.80 | |||
| Stability Index | 8.00 | |||
| Company Info |
Farmers State Bank
Lincolnton, GA |
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| FDIC Number | 879 | |||
| Phone Number | (706) 359-3131 | |||
| Website | www.farmersstateonline.com | |||
| Asset Quality |
Farmers State Bank
Lincolnton, GA |
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| 1-Year Asset Growth | 1.21% | |||
| 5-Year Asset Growth | 3.18% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.15% | |||
| Non-Performing Assets to Assets | 0.08% | |||
| Non-Performing Loans to Capital | 0.48% | |||
| Non-Performing Loans to Loans | 0.17% | |||
| Balance Sheet |
Farmers State Bank
Lincolnton, GA |
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| Total Assets | 186.21M | |||
| Total Deposits | 160.30M | |||
| Capital and Reserves |
Farmers State Bank
Lincolnton, GA |
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| Capital | 24.96M | |||
| Leverage Ratio | 15.44 | |||
| Loan Loss Reserves to Loans | 1.65% | |||
| Risk-Based Capital Ratio | 32.91 | |||
| Liquidity |
Farmers State Bank
Lincolnton, GA |
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| Hot Money Ratio | 13.48% | |||
| Liquidity Ratio | 37.65% | |||
| Profitability |
Farmers State Bank
Lincolnton, GA |
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| 5-Year Return on Average Assets | 2.19% | |||
| Net Income | 2.49M | |||
| Net Interest Spread | 5.36% | |||
| Operating Profit to Average Assets | 2.62% | |||
| Overhead Efficiency Ratio | 53.64% | |||
| Return on Assets | 2.62% | |||
| Return on Equity | 20.01% | |||