Farmers State Bank
| Weiss Ratings |
Farmers State Bank
Lincolnton, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 8.90 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.30 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 8.00 | |||
| Company Info |
Farmers State Bank
Lincolnton, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| FDIC Number | 879 | |||
| Phone Number | (706) 359-3131 | |||
| Website | www.farmersstateonline.com | |||
| Asset Quality |
Farmers State Bank
Lincolnton, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 7.76% | |||
| 5-Year Asset Growth | 8.18% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.14% | |||
| Non-Performing Assets to Assets | 0.06% | |||
| Non-Performing Loans to Capital | 0.38% | |||
| Non-Performing Loans to Loans | 0.14% | |||
| Balance Sheet |
Farmers State Bank
Lincolnton, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 183.99M | |||
| Total Deposits | 160.73M | |||
| Capital and Reserves |
Farmers State Bank
Lincolnton, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 22.30M | |||
| Leverage Ratio | 15.10 | |||
| Loan Loss Reserves to Loans | 1.79% | |||
| Risk-Based Capital Ratio | 33.84 | |||
| Liquidity |
Farmers State Bank
Lincolnton, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 13.54% | |||
| Liquidity Ratio | 40.36% | |||
| Profitability |
Farmers State Bank
Lincolnton, GA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 1.92% | |||
| Net Income | 2.59M | |||
| Net Interest Spread | 5.43% | |||
| Operating Profit to Average Assets | 2.73% | |||
| Overhead Efficiency Ratio | 52.09% | |||
| Return on Assets | 2.73% | |||
| Return on Equity | 23.57% | |||