The Cottonport Bank
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 13.2. Operating profits as a percentage of assets at 1.8%, coupled with a return on assets of 1.5 has resulted in Excellent (7.8) profitability.
Other Rating Factors:
A current level of 4.4 percent of nonperforming loans to core capital combined with 5.1 percent from a year earlier contributes to the Good asset quality (6.9). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.3 on a scale of 0 to 10).
Asset Mix:
Securities (24%), comm re (18%), home mtgs (16%), cash (13%), comm loans (6%), consumer loans (2%), home eq lns (1%), other (20%)
States with Branches:
LA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Mansura Bancshares, Inc.
Investment Rating
--
Address
942 Bryan Street
Cottonport, LA 71327
Cottonport, LA 71327
Phone Number
(318) 253-9612
Year Founded
1902
FDIC Number
Website
Largest Affiliates
No affiliate information available.