D
United Farmers State Bank
AdamsMN
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings United Farmers State Bank
Adams, MN
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Rating D
Asset Quality Index 7.10
Capitalization Index 8.50
Liquidity Index 0.50
Profitability Index 8.50
Stability Index 3.70
Company Info United Farmers State Bank
Adams, MN
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FDIC Number 8821
Phone Number (507) 582-3448
Website www.unitedfsb.com
Asset Quality United Farmers State Bank
Adams, MN
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1-Year Asset Growth 11.10%
5-Year Asset Growth 7.32%
5-Year Charge-Offs to Average Loans -0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 1.16%
Non-Performing Loans to Loans 0.15%
Balance Sheet United Farmers State Bank
Adams, MN
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Total Assets 232.74M
Total Deposits 177.95M
Capital and Reserves United Farmers State Bank
Adams, MN
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Capital 21.27M
Leverage Ratio 9.97
Loan Loss Reserves to Loans 1.34%
Risk-Based Capital Ratio --
Liquidity United Farmers State Bank
Adams, MN
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Hot Money Ratio 26.02%
Liquidity Ratio 10.90%
Profitability United Farmers State Bank
Adams, MN
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5-Year Return on Average Assets 1.83%
Net Income 3.26M
Net Interest Spread 3.64%
Operating Profit to Average Assets 2.09%
Overhead Efficiency Ratio 43.07%
Return on Assets 1.94%
Return on Equity 21.75%