C
Peoples State Bank of Wells
WellsMN
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Peoples State Bank of Wells
Wells, MN
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 7.10
Capitalization Index 10.00
Liquidity Index 2.10
Profitability Index 6.70
Stability Index 5.70
Company Info Peoples State Bank of Wells
Wells, MN
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 8840
Phone Number (507) 553-3155
Website www.peoplesstatebankwells.com
Asset Quality Peoples State Bank of Wells
Wells, MN
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -3.89%
5-Year Asset Growth 1.24%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Peoples State Bank of Wells
Wells, MN
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 58.16M
Total Deposits 51.31M
Capital and Reserves Peoples State Bank of Wells
Wells, MN
Click to
Compare
Click to
Compare
Click to
Compare
Capital 6.73M
Leverage Ratio 11.40
Loan Loss Reserves to Loans 1.25%
Risk-Based Capital Ratio 15.80
Liquidity Peoples State Bank of Wells
Wells, MN
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 18.95%
Liquidity Ratio 12.66%
Profitability Peoples State Bank of Wells
Wells, MN
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.38%
Net Income 733.00K
Net Interest Spread 3.91%
Operating Profit to Average Assets 1.64%
Overhead Efficiency Ratio 57.71%
Return on Assets 1.64%
Return on Equity 15.27%