Major Rating Factors:
A current level of 10.5 percent of nonperforming loans to core capital combined with 9.4 percent from a year earlier contributes to the Fair asset quality (3.4). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.9 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) and a capital leverage ratio of 13.0. Operating profits as a percentage of assets at 3.3%, coupled with a return on assets of 3.3 has resulted in Excellent (9.9) profitability.
Asset Mix:
Cash (8%), comm re (7%), comm loans (7%), securities (5%), consumer loans (3%), home mtgs (3%), other (68%)
States with Branches:
MN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
MPS Investment Company
Investment Rating
--
Address
239 North Miles Street
Appleton, MN 56208
Appleton, MN 56208
Phone Number
(320) 289-1454
Year Founded
1915
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.