C
Farmers and Merchants State Bank of Appleton
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
12.99
Return On
Assets
3.25%
Total
Assets
61.97M
Capital
8.03M
Total
Deposits
53.81M
Net
Income
1.00M
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Weiss Ratings Farmers and Merchants State Bank of Appleton
Appleton, MN 		Click to
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Rating C
Asset Quality Index 3.40
Capitalization Index 10.00
Liquidity Index 0.60
Profitability Index 9.90
Stability Index 8.90
Company Info Farmers and Merchants State Bank of Appleton
Appleton, MN 		Click to
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FDIC Number 8845
Phone Number (320) 289-1454
Website www.farmers-merchants.com
Asset Quality Farmers and Merchants State Bank of Appleton
Appleton, MN 		Click to
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1-Year Asset Growth 4.36%
5-Year Asset Growth 2.01%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 1.07%
Non-Performing Loans to Capital 10.48%
Non-Performing Loans to Loans 1.30%
Balance Sheet Farmers and Merchants State Bank of Appleton
Appleton, MN 		Click to
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Total Assets 61.97M
Total Deposits 53.81M
Capital and Reserves Farmers and Merchants State Bank of Appleton
Appleton, MN 		Click to
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Capital 8.03M
Leverage Ratio 12.99
Loan Loss Reserves to Loans 2.32%
Risk-Based Capital Ratio --
Liquidity Farmers and Merchants State Bank of Appleton
Appleton, MN 		Click to
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Hot Money Ratio 17.93%
Liquidity Ratio 12.64%
Profitability Farmers and Merchants State Bank of Appleton
Appleton, MN 		Click to
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5-Year Return on Average Assets 2.23%
Net Income 1.00M
Net Interest Spread 4.97%
Operating Profit to Average Assets 3.25%
Overhead Efficiency Ratio 33.42%
Return on Assets 3.25%
Return on Equity 25.29%