C
CenBank
Rating Date
April 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings CenBank
Buffalo Lake, MN
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Rating C
Asset Quality Index 8.00
Capitalization Index 5.90
Liquidity Index 2.90
Profitability Index 4.50
Stability Index 4.70
Company Info CenBank
Buffalo Lake, MN
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FDIC Number 8848
Phone Number (320) 833-5325
Website www.cenbank.com
Asset Quality CenBank
Buffalo Lake, MN
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1-Year Asset Growth 1.21%
5-Year Asset Growth 4.41%
5-Year Charge-Offs to Average Loans 0.02%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.08%
Non-Performing Loans to Loans 0.01%
Balance Sheet CenBank
Buffalo Lake, MN
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Total Assets 82.01M
Total Deposits 75.55M
Capital and Reserves CenBank
Buffalo Lake, MN
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Capital 6.01M
Leverage Ratio 7.90
Loan Loss Reserves to Loans 1.24%
Risk-Based Capital Ratio 13.38
Liquidity CenBank
Buffalo Lake, MN
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Hot Money Ratio 12.05%
Liquidity Ratio 31.00%
Profitability CenBank
Buffalo Lake, MN
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5-Year Return on Average Assets 0.92%
Net Income 864.00K
Net Interest Spread 3.90%
Operating Profit to Average Assets 1.10%
Overhead Efficiency Ratio 72.78%
Return on Assets 1.10%
Return on Equity 13.99%