C
CenBank
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings CenBank
Buffalo Lake, MN
Click to
Compare
Click to
Compare
Click to
Compare
Rating C
Asset Quality Index 8.20
Capitalization Index 5.90
Liquidity Index 2.10
Profitability Index 4.60
Stability Index 4.50
Company Info CenBank
Buffalo Lake, MN
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 8848
Phone Number (320) 833-5325
Website www.cenbank.com
Asset Quality CenBank
Buffalo Lake, MN
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -5.21%
5-Year Asset Growth 4.41%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet CenBank
Buffalo Lake, MN
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 76.52M
Total Deposits 69.98M
Capital and Reserves CenBank
Buffalo Lake, MN
Click to
Compare
Click to
Compare
Click to
Compare
Capital 6.09M
Leverage Ratio 7.90
Loan Loss Reserves to Loans 1.17%
Risk-Based Capital Ratio 13.31
Liquidity CenBank
Buffalo Lake, MN
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 12.67%
Liquidity Ratio 25.14%
Profitability CenBank
Buffalo Lake, MN
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.97%
Net Income 252.00K
Net Interest Spread 4.04%
Operating Profit to Average Assets 1.31%
Overhead Efficiency Ratio 69.23%
Return on Assets 1.31%
Return on Equity 16.66%