C
North Shore Bank of Commerce
DuluthMN
Rating Date
March 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings North Shore Bank of Commerce
Duluth, MN
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Rating C
Asset Quality Index 8.30
Capitalization Index 7.20
Liquidity Index 2.40
Profitability Index 4.50
Stability Index 7.60
Company Info North Shore Bank of Commerce
Duluth, MN
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FDIC Number 8850
Phone Number (218) 722-4784
Website www.northshore.bank
Asset Quality North Shore Bank of Commerce
Duluth, MN
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1-Year Asset Growth 11.31%
5-Year Asset Growth 12.15%
5-Year Charge-Offs to Average Loans -0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.07%
Non-Performing Loans to Capital 1.59%
Non-Performing Loans to Loans 0.10%
Balance Sheet North Shore Bank of Commerce
Duluth, MN
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Total Assets 582.84M
Total Deposits 493.40M
Capital and Reserves North Shore Bank of Commerce
Duluth, MN
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Capital 50.61M
Leverage Ratio 9.14
Loan Loss Reserves to Loans 0.62%
Risk-Based Capital Ratio --
Liquidity North Shore Bank of Commerce
Duluth, MN
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Hot Money Ratio 12.78%
Liquidity Ratio 17.93%
Profitability North Shore Bank of Commerce
Duluth, MN
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5-Year Return on Average Assets 1.63%
Net Income 8.56M
Net Interest Spread 4.21%
Operating Profit to Average Assets 1.56%
Overhead Efficiency Ratio 72.58%
Return on Assets 1.56%
Return on Equity 17.99%