C
North Shore Bank of Commerce
Duluth,  MN
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings North Shore Bank of Commerce
Duluth, MN
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Rating C
Asset Quality Index 8.30
Capitalization Index 6.70
Liquidity Index 1.80
Profitability Index 7.30
Stability Index 5.00
Company Info North Shore Bank of Commerce
Duluth, MN
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FDIC Number 8850
Phone Number (218) 722-4784
Website www.northshore.bank
Asset Quality North Shore Bank of Commerce
Duluth, MN
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1-Year Asset Growth 8.47%
5-Year Asset Growth 12.15%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.11%
Non-Performing Loans to Capital 1.52%
Non-Performing Loans to Loans 0.14%
Balance Sheet North Shore Bank of Commerce
Duluth, MN
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Total Assets 598.53M
Total Deposits 516.52M
Capital and Reserves North Shore Bank of Commerce
Duluth, MN
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Capital 49.86M
Leverage Ratio 8.74
Loan Loss Reserves to Loans 0.64%
Risk-Based Capital Ratio --
Liquidity North Shore Bank of Commerce
Duluth, MN
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Hot Money Ratio 13.30%
Liquidity Ratio 13.82%
Profitability North Shore Bank of Commerce
Duluth, MN
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5-Year Return on Average Assets 1.52%
Net Income 4.58M
Net Interest Spread 4.35%
Operating Profit to Average Assets 1.57%
Overhead Efficiency Ratio 72.56%
Return on Assets 1.57%
Return on Equity 18.35%