B
Park State Bank
DuluthMN
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Park State Bank
Duluth, MN
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Rating B
Asset Quality Index 8.40
Capitalization Index 9.40
Liquidity Index 3.00
Profitability Index 6.90
Stability Index 6.30
Company Info Park State Bank
Duluth, MN
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FDIC Number 8851
Phone Number (218) 215-1153
Website www.parkstatebank.com
Asset Quality Park State Bank
Duluth, MN
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1-Year Asset Growth 0.57%
5-Year Asset Growth 178.04%
5-Year Charge-Offs to Average Loans -0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.30%
Non-Performing Loans to Capital 2.79%
Non-Performing Loans to Loans 0.50%
Balance Sheet Park State Bank
Duluth, MN
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Total Assets 1.42B
Total Deposits 1.17B
Capital and Reserves Park State Bank
Duluth, MN
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Capital 146.72M
Leverage Ratio 10.62
Loan Loss Reserves to Loans 1.12%
Risk-Based Capital Ratio 17.16
Liquidity Park State Bank
Duluth, MN
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Hot Money Ratio 34.96%
Liquidity Ratio 8.40%
Profitability Park State Bank
Duluth, MN
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5-Year Return on Average Assets 1.55%
Net Income 14.22M
Net Interest Spread 3.27%
Operating Profit to Average Assets 1.79%
Overhead Efficiency Ratio 52.07%
Return on Assets 1.34%
Return on Equity 13.45%