B
Park State Bank
DuluthMN
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Park State Bank
Duluth, MN
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Rating B
Asset Quality Index 7.90
Capitalization Index 8.50
Liquidity Index 3.20
Profitability Index 7.10
Stability Index 6.30
Company Info Park State Bank
Duluth, MN
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FDIC Number 8851
Phone Number (218) 215-1153
Website www.parkstatebank.com
Asset Quality Park State Bank
Duluth, MN
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1-Year Asset Growth 5.30%
5-Year Asset Growth 113.22%
5-Year Charge-Offs to Average Loans -0.02%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.42%
Non-Performing Loans to Capital 4.04%
Non-Performing Loans to Loans 0.68%
Balance Sheet Park State Bank
Duluth, MN
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Total Assets 1.49B
Total Deposits 1.22B
Capital and Reserves Park State Bank
Duluth, MN
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Capital 143.61M
Leverage Ratio 9.98
Loan Loss Reserves to Loans 1.22%
Risk-Based Capital Ratio 15.75
Liquidity Park State Bank
Duluth, MN
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Hot Money Ratio 33.07%
Liquidity Ratio 10.82%
Profitability Park State Bank
Duluth, MN
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5-Year Return on Average Assets 1.55%
Net Income 20.55M
Net Interest Spread 3.29%
Operating Profit to Average Assets 1.87%
Overhead Efficiency Ratio 51.39%
Return on Assets 1.45%
Return on Equity 14.47%