Heritage Bank Minnesota
| Weiss Ratings |
Heritage Bank Minnesota
West Concord, MN |
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| Rating | ||||
| Asset Quality Index | 4.00 | |||
| Capitalization Index | 5.60 | |||
| Liquidity Index | 0.60 | |||
| Profitability Index | 3.80 | |||
| Stability Index | 3.30 | |||
| Company Info |
Heritage Bank Minnesota
West Concord, MN |
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| FDIC Number | 8865 | |||
| Phone Number | (507) 527-2236 | |||
| Website | www.heritagebankmn.com/ | |||
| Asset Quality |
Heritage Bank Minnesota
West Concord, MN |
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| 1-Year Asset Growth | 10.35% | |||
| 5-Year Asset Growth | 15.84% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | -0.04% | |||
| Non-Performing Assets to Assets | 0.21% | |||
| Non-Performing Loans to Capital | 11.49% | |||
| Non-Performing Loans to Loans | 0.26% | |||
| Balance Sheet |
Heritage Bank Minnesota
West Concord, MN |
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| Total Assets | 114.00M | |||
| Total Deposits | 100.57M | |||
| Capital and Reserves |
Heritage Bank Minnesota
West Concord, MN |
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| Capital | 7.13M | |||
| Leverage Ratio | 7.61 | |||
| Loan Loss Reserves to Loans | 0.93% | |||
| Risk-Based Capital Ratio | 10.97 | |||
| Liquidity |
Heritage Bank Minnesota
West Concord, MN |
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| Hot Money Ratio | 28.19% | |||
| Liquidity Ratio | 8.74% | |||
| Profitability |
Heritage Bank Minnesota
West Concord, MN |
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| 5-Year Return on Average Assets | 0.68% | |||
| Net Income | 671.00K | |||
| Net Interest Spread | 3.72% | |||
| Operating Profit to Average Assets | 0.82% | |||
| Overhead Efficiency Ratio | 74.23% | |||
| Return on Assets | 0.82% | |||
| Return on Equity | 13.46% | |||