Heritage Bank Minnesota
| Weiss Ratings |
Heritage Bank Minnesota
West Concord, MN |
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| Rating | ||||
| Asset Quality Index | 5.50 | |||
| Capitalization Index | 5.30 | |||
| Liquidity Index | 0.60 | |||
| Profitability Index | 3.60 | |||
| Stability Index | 3.40 | |||
| Company Info |
Heritage Bank Minnesota
West Concord, MN |
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| FDIC Number | 8865 | |||
| Phone Number | (507) 527-2236 | |||
| Website | www.heritagebankmn.com/ | |||
| Asset Quality |
Heritage Bank Minnesota
West Concord, MN |
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| 1-Year Asset Growth | 7.82% | |||
| 5-Year Asset Growth | 14.25% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.33% | |||
| Non-Performing Loans to Capital | 6.25% | |||
| Non-Performing Loans to Loans | 0.40% | |||
| Balance Sheet |
Heritage Bank Minnesota
West Concord, MN |
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| Total Assets | 120.86M | |||
| Total Deposits | 109.78M | |||
| Capital and Reserves |
Heritage Bank Minnesota
West Concord, MN |
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| Capital | 7.78M | |||
| Leverage Ratio | 7.27 | |||
| Loan Loss Reserves to Loans | 0.99% | |||
| Risk-Based Capital Ratio | 11.05 | |||
| Liquidity |
Heritage Bank Minnesota
West Concord, MN |
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| Hot Money Ratio | 33.34% | |||
| Liquidity Ratio | 10.71% | |||
| Profitability |
Heritage Bank Minnesota
West Concord, MN |
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| 5-Year Return on Average Assets | 0.75% | |||
| Net Income | 511.00K | |||
| Net Interest Spread | 3.75% | |||
| Operating Profit to Average Assets | 0.83% | |||
| Overhead Efficiency Ratio | 74.43% | |||
| Return on Assets | 0.83% | |||
| Return on Equity | 13.70% | |||