| Weiss Ratings |
Merchants Bank, National Association
Winona, MN |
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| Rating | ||||
| Asset Quality Index | 6.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 3.30 | |||
| Profitability Index | 5.80 | |||
| Stability Index | 9.70 | |||
| Company Info |
Merchants Bank, National Association
Winona, MN |
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| FDIC Number | 8866 | |||
| Phone Number | (507) 457-1100 | |||
| Website | www.merchantsbank.com | |||
| Asset Quality |
Merchants Bank, National Association
Winona, MN |
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| 1-Year Asset Growth | 4.14% | |||
| 5-Year Asset Growth | 3.25% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | 0.06% | |||
| Non-Performing Assets to Assets | 0.39% | |||
| Non-Performing Loans to Capital | 2.96% | |||
| Non-Performing Loans to Loans | 0.53% | |||
| Balance Sheet |
Merchants Bank, National Association
Winona, MN |
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| Total Assets | 2.88B | |||
| Total Deposits | 2.50B | |||
| Capital and Reserves |
Merchants Bank, National Association
Winona, MN |
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| Capital | 344.19M | |||
| Leverage Ratio | 11.49 | |||
| Loan Loss Reserves to Loans | 1.26% | |||
| Risk-Based Capital Ratio | 14.60 | |||
| Liquidity |
Merchants Bank, National Association
Winona, MN |
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| Hot Money Ratio | 11.54% | |||
| Liquidity Ratio | 22.02% | |||
| Profitability |
Merchants Bank, National Association
Winona, MN |
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| 5-Year Return on Average Assets | 1.10% | |||
| Net Income | 17.91M | |||
| Net Interest Spread | 3.64% | |||
| Operating Profit to Average Assets | 1.58% | |||
| Overhead Efficiency Ratio | 63.53% | |||
| Return on Assets | 1.24% | |||
| Return on Equity | 10.53% | |||