Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). A current level of 0.1 percent of nonperforming loans to core capital combined with 0.4 percent from a year earlier contributes to the Good asset quality (6.9).
Other Rating Factors:
Operating profits as a percentage of assets at 2.7%, coupled with a return on assets of 2.4 has resulted in Excellent (10.0) profitability. Excellent current capitalization (9.7 on a scale of 0 to 10) and a capital leverage ratio of 10.8.
Asset Mix:
Comm re (14%), comm loans (11%), home mtgs (7%), cash (5%), consumer loans (2%), other (60%)
States with Branches:
MN
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Financial Services of Winger, Inc.
Investment Rating
--
Address
Nine West Minnesota Avenue
Winger, MN 56592
Winger, MN 56592
Phone Number
(218) 938-4144
Year Founded
1904
FDIC Number
Website
Largest Affiliates
No affiliate information available.