D
Ultima Bank Minnesota
Winger,  MN
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Ultima Bank Minnesota
Winger, MN
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Rating D
Asset Quality Index 4.80
Capitalization Index 9.80
Liquidity Index 0.10
Profitability Index 8.60
Stability Index 3.70
Company Info Ultima Bank Minnesota
Winger, MN
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FDIC Number 8867
Phone Number (218) 938-4144
Website www.ultimabank.com
Asset Quality Ultima Bank Minnesota
Winger, MN
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1-Year Asset Growth 7.50%
5-Year Asset Growth 12.27%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.73%
Non-Performing Loans to Capital 5.91%
Non-Performing Loans to Loans 0.78%
Balance Sheet Ultima Bank Minnesota
Winger, MN
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Total Assets 333.90M
Total Deposits 277.29M
Capital and Reserves Ultima Bank Minnesota
Winger, MN
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Capital 35.46M
Leverage Ratio 10.83
Loan Loss Reserves to Loans 0.91%
Risk-Based Capital Ratio --
Liquidity Ultima Bank Minnesota
Winger, MN
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Hot Money Ratio 22.75%
Liquidity Ratio 4.69%
Profitability Ultima Bank Minnesota
Winger, MN
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5-Year Return on Average Assets 2.30%
Net Income 2.84M
Net Interest Spread 5.10%
Operating Profit to Average Assets 1.98%
Overhead Efficiency Ratio 59.19%
Return on Assets 1.78%
Return on Equity 16.25%