B
BankFirst Financial Services
MaconMS
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings BankFirst Financial Services
Macon, MS
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Rating B
Asset Quality Index 5.70
Capitalization Index 7.50
Liquidity Index 3.00
Profitability Index 4.90
Stability Index 9.30
Company Info BankFirst Financial Services
Macon, MS
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FDIC Number 8870
Phone Number (662) 726-5192
Website www.bankfirstfs.com
Asset Quality BankFirst Financial Services
Macon, MS
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1-Year Asset Growth 20.02%
5-Year Asset Growth 22.72%
5-Year Charge-Offs to Average Loans 0.14%
Charge-Offs to Average Loans 0.21%
Non-Performing Assets to Assets 0.47%
Non-Performing Loans to Capital 4.01%
Non-Performing Loans to Loans 0.75%
Balance Sheet BankFirst Financial Services
Macon, MS
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Total Assets 3.30B
Total Deposits 2.86B
Capital and Reserves BankFirst Financial Services
Macon, MS
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Capital 409.09M
Leverage Ratio 9.97
Loan Loss Reserves to Loans 1.25%
Risk-Based Capital Ratio --
Liquidity BankFirst Financial Services
Macon, MS
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Hot Money Ratio 17.66%
Liquidity Ratio 14.11%
Profitability BankFirst Financial Services
Macon, MS
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5-Year Return on Average Assets 1.08%
Net Income 19.91M
Net Interest Spread 3.83%
Operating Profit to Average Assets 1.16%
Overhead Efficiency Ratio 65.96%
Return on Assets 0.90%
Return on Equity 7.50%