Major Rating Factors:
Operating profits as a percentage of assets at 0.3%, coupled with a return on assets of 0.2 has resulted in Weak (2.6) profitability. A current level of 35.9 percent of nonperforming loans to core capital combined with 16.8 percent from a year earlier contributes to the Very Weak asset quality (0.4).
Other Rating Factors:
Excellent current capitalization (8.6 on a scale of 0 to 10) based on a risk-based capital ratio of 12.8 and a capital leverage ratio of 10.1. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.6 on a scale of 0 to 10).
Asset Mix:
Comm re (32%), comm loans (16%), home mtgs (5%), cash (5%), securities (4%), consumer loans (0%), other (37%)
States with Branches:
AZ, CO, FL, MO, TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Midwest Regional Bancorp, Inc.
Investment Rating
--
Address
135 North Meramec Avenue
Clayton, MO 63105
Clayton, MO 63105
Phone Number
(636) 937-5351
Year Founded
1894
FDIC Number
Website
Largest Affiliates
No affiliate information available.