Major Rating Factors:
A current level of 36.0 percent of nonperforming loans to core capital combined with 6.0 percent from a year earlier contributes to the Very Weak asset quality (0.4). Operating profits as a percentage of assets at 0.4%, coupled with a return on assets of 0.3 has resulted in Very Weak (0.1) profitability.
Other Rating Factors:
Excellent current capitalization (8.2 on a scale of 0 to 10) based on a risk-based capital ratio of 12.4 and a capital leverage ratio of 9.8. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.2 on a scale of 0 to 10).
Asset Mix:
Comm re (33%), comm loans (16%), home mtgs (6%), cash (5%), securities (4%), consumer loans (0%), other (36%)
States with Branches:
AZ, CO, FL, MO, TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Midwest Regional Bancorp, Inc.
Investment Rating
--
Address
363 Festus Centre Drive
Festus, MO 63028
Festus, MO 63028
Phone Number
(636) 937-5351
Year Founded
1894
FDIC Number
Website
Largest Affiliates
No affiliate information available.