Major Rating Factors:
A current level of 40.6 percent of nonperforming loans to core capital combined with 35.0 percent from a year earlier contributes to the Very Weak asset quality (0.0).
Other Rating Factors:
Excellent current capitalization (8.9 on a scale of 0 to 10) based on a risk-based capital ratio of 12.7 and a capital leverage ratio of 10.2. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.0 on a scale of 0 to 10).
Asset Mix:
Comm re (35%), comm loans (16%), cash (7%), securities (5%), home mtgs (4%), consumer loans (0%), other (33%)
States with Branches:
AZ, CO, FL, MO, TX
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Midwest Regional Bancorp, Inc.
Investment Rating
--
Address
135 North Meramec Avenue
Clayton, MO 63105
Clayton, MO 63105
Phone Number
(636) 937-5351
Year Founded
1894
FDIC Number
Website
Largest Affiliates
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