| Weiss Ratings |
Georgia First Bank
Soperton, GA |
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| Rating | ||||
| Asset Quality Index | 5.10 | |||
| Capitalization Index | 8.10 | |||
| Liquidity Index | 0.30 | |||
| Profitability Index | 8.70 | |||
| Stability Index | 3.70 | |||
| Company Info |
Georgia First Bank
Soperton, GA |
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| FDIC Number | 889 | |||
| Phone Number | (912) 529-4431 | |||
| Website | www.georgiafirst.bank | |||
| Asset Quality |
Georgia First Bank
Soperton, GA |
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| 1-Year Asset Growth | 20.29% | |||
| 5-Year Asset Growth | 29.66% | |||
| 5-Year Charge-Offs to Average Loans | 0.11% | |||
| Charge-Offs to Average Loans | 0.19% | |||
| Non-Performing Assets to Assets | 0.55% | |||
| Non-Performing Loans to Capital | 4.88% | |||
| Non-Performing Loans to Loans | 0.68% | |||
| Balance Sheet |
Georgia First Bank
Soperton, GA |
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| Total Assets | 275.05M | |||
| Total Deposits | 247.06M | |||
| Capital and Reserves |
Georgia First Bank
Soperton, GA |
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| Capital | 26.43M | |||
| Leverage Ratio | 9.76 | |||
| Loan Loss Reserves to Loans | 1.61% | |||
| Risk-Based Capital Ratio | 14.12 | |||
| Liquidity |
Georgia First Bank
Soperton, GA |
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| Hot Money Ratio | 39.49% | |||
| Liquidity Ratio | 17.73% | |||
| Profitability |
Georgia First Bank
Soperton, GA |
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| 5-Year Return on Average Assets | 1.68% | |||
| Net Income | 4.97M | |||
| Net Interest Spread | 5.55% | |||
| Operating Profit to Average Assets | 2.04% | |||
| Overhead Efficiency Ratio | 57.21% | |||
| Return on Assets | 1.93% | |||
| Return on Equity | 20.79% | |||