| Weiss Ratings |
Georgia First Bank
Soperton, GA |
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| Rating | ||||
| Asset Quality Index | 5.10 | |||
| Capitalization Index | 8.30 | |||
| Liquidity Index | 0.10 | |||
| Profitability Index | 8.70 | |||
| Stability Index | 3.70 | |||
| Company Info |
Georgia First Bank
Soperton, GA |
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| FDIC Number | 889 | |||
| Phone Number | (912) 529-4431 | |||
| Website | www.georgiafirst.bank | |||
| Asset Quality |
Georgia First Bank
Soperton, GA |
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| 1-Year Asset Growth | 21.52% | |||
| 5-Year Asset Growth | 29.21% | |||
| 5-Year Charge-Offs to Average Loans | 0.11% | |||
| Charge-Offs to Average Loans | 0.21% | |||
| Non-Performing Assets to Assets | 0.60% | |||
| Non-Performing Loans to Capital | 4.86% | |||
| Non-Performing Loans to Loans | 0.70% | |||
| Balance Sheet |
Georgia First Bank
Soperton, GA |
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| Total Assets | 257.85M | |||
| Total Deposits | 230.65M | |||
| Capital and Reserves |
Georgia First Bank
Soperton, GA |
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| Capital | 25.30M | |||
| Leverage Ratio | 9.86 | |||
| Loan Loss Reserves to Loans | 1.54% | |||
| Risk-Based Capital Ratio | 13.54 | |||
| Liquidity |
Georgia First Bank
Soperton, GA |
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| Hot Money Ratio | 38.56% | |||
| Liquidity Ratio | 13.54% | |||
| Profitability |
Georgia First Bank
Soperton, GA |
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| 5-Year Return on Average Assets | 1.68% | |||
| Net Income | 3.71M | |||
| Net Interest Spread | 5.58% | |||
| Operating Profit to Average Assets | 2.06% | |||
| Overhead Efficiency Ratio | 57.02% | |||
| Return on Assets | 1.96% | |||
| Return on Equity | 21.29% | |||