America's Community Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). A current level of 11.7 percent of nonperforming loans to core capital contributes to the Good asset quality (5.7).
Other Rating Factors:
Good current capitalization (6.7 on a scale of 0 to 10) and a capital leverage ratio of 8.7. Operating profits as a percentage of assets at 1.6%, coupled with a return on assets of 1.6 has resulted in Good (6.5) profitability.
Asset Mix:
Home mtgs (38%), comm re (21%), cash (11%), home eq lns (5%), comm loans (4%), consumer loans (1%), other (20%)
States with Branches:
MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Urich Bancorp, Inc.
Investment Rating
--
Address
1100 West Main Street
Blue Springs, MO 64015
Blue Springs, MO 64015
Phone Number
(816) 228-2300
Year Founded
1888
FDIC Number
Website
Largest Affiliates
There are no affiliate to display.