America's Community Bank
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.7 on a scale of 0 to 10). Operating profits as a percentage of assets at 1.5%, coupled with a return on assets of 1.5 has resulted in Good (5.5) profitability.
Other Rating Factors:
A current level of 0.0 percent of nonperforming loans to core capital combined with 0.0 percent from a year earlier contributes to the Excellent asset quality (8.7). Excellent current capitalization (8.4 on a scale of 0 to 10) and a capital leverage ratio of 9.9.
Asset Mix:
Home mtgs (39%), comm re (20%), cash (11%), comm loans (6%), home eq lns (3%), consumer loans (2%), other (19%)
States with Branches:
MO
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Urich Bancorp, Inc.
Investment Rating
--
Address
1100 West Main Street
Blue Springs, MO 64015
Blue Springs, MO 64015
Phone Number
(816) 228-2300
Year Founded
1888
FDIC Number
Website
Largest Affiliates
No affiliate information available.