B
Peoples Bank & Trust Co.
Troy,  MO
Rating Date
August 2026
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Peoples Bank & Trust Co.
Troy, MO
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Rating B
Asset Quality Index 4.90
Capitalization Index 8.40
Liquidity Index 3.20
Profitability Index 5.60
Stability Index 6.80
Company Info Peoples Bank & Trust Co.
Troy, MO
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FDIC Number 8903
Phone Number (636) 528-7001
Website www.pbtc.net
Asset Quality Peoples Bank & Trust Co.
Troy, MO
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1-Year Asset Growth 5.24%
5-Year Asset Growth 9.93%
5-Year Charge-Offs to Average Loans -0.05%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 1.28%
Non-Performing Loans to Capital 11.46%
Non-Performing Loans to Loans 2.34%
Balance Sheet Peoples Bank & Trust Co.
Troy, MO
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Total Assets 908.28M
Total Deposits 799.25M
Capital and Reserves Peoples Bank & Trust Co.
Troy, MO
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Capital 79.45M
Leverage Ratio 9.96
Loan Loss Reserves to Loans 1.63%
Risk-Based Capital Ratio --
Liquidity Peoples Bank & Trust Co.
Troy, MO
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Hot Money Ratio 17.52%
Liquidity Ratio 14.95%
Profitability Peoples Bank & Trust Co.
Troy, MO
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5-Year Return on Average Assets 1.33%
Net Income 7.11M
Net Interest Spread 3.45%
Operating Profit to Average Assets 1.54%
Overhead Efficiency Ratio 51.77%
Return on Assets 1.54%
Return on Equity 18.53%