B
Peoples Bank & Trust Co.
TroyMO
Rating Date
April 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Peoples Bank & Trust Co.
Troy, MO
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Rating B
Asset Quality Index 8.80
Capitalization Index 8.00
Liquidity Index 3.60
Profitability Index 5.00
Stability Index 6.30
Company Info Peoples Bank & Trust Co.
Troy, MO
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FDIC Number 8903
Phone Number (636) 528-7001
Website www.pbtc.net
Asset Quality Peoples Bank & Trust Co.
Troy, MO
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1-Year Asset Growth 8.01%
5-Year Asset Growth 15.86%
5-Year Charge-Offs to Average Loans -0.07%
Charge-Offs to Average Loans -0.10%
Non-Performing Assets to Assets 0.10%
Non-Performing Loans to Capital 0.70%
Non-Performing Loans to Loans 0.20%
Balance Sheet Peoples Bank & Trust Co.
Troy, MO
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Total Assets 870.21M
Total Deposits 771.28M
Capital and Reserves Peoples Bank & Trust Co.
Troy, MO
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Capital 62.10M
Leverage Ratio 9.67
Loan Loss Reserves to Loans 1.14%
Risk-Based Capital Ratio 12.74
Liquidity Peoples Bank & Trust Co.
Troy, MO
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Hot Money Ratio 18.04%
Liquidity Ratio 19.48%
Profitability Peoples Bank & Trust Co.
Troy, MO
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5-Year Return on Average Assets 1.38%
Net Income 10.26M
Net Interest Spread 3.12%
Operating Profit to Average Assets 1.21%
Overhead Efficiency Ratio 64.90%
Return on Assets 1.21%
Return on Equity 16.97%