B
Peoples Bank & Trust Co.
TroyMO
Rating Date
June 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Peoples Bank & Trust Co.
Troy, MO
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Rating B
Asset Quality Index 8.70
Capitalization Index 7.60
Liquidity Index 3.30
Profitability Index 5.00
Stability Index 6.40
Company Info Peoples Bank & Trust Co.
Troy, MO
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FDIC Number 8903
Phone Number (636) 528-7001
Website www.pbtc.net
Asset Quality Peoples Bank & Trust Co.
Troy, MO
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1-Year Asset Growth 9.41%
5-Year Asset Growth 15.86%
5-Year Charge-Offs to Average Loans -0.06%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.14%
Non-Performing Loans to Capital 0.82%
Non-Performing Loans to Loans 0.27%
Balance Sheet Peoples Bank & Trust Co.
Troy, MO
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Total Assets 890.13M
Total Deposits 786.84M
Capital and Reserves Peoples Bank & Trust Co.
Troy, MO
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Capital 66.41M
Leverage Ratio 9.42
Loan Loss Reserves to Loans 1.08%
Risk-Based Capital Ratio 12.62
Liquidity Peoples Bank & Trust Co.
Troy, MO
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Hot Money Ratio 20.81%
Liquidity Ratio 17.48%
Profitability Peoples Bank & Trust Co.
Troy, MO
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5-Year Return on Average Assets 1.36%
Net Income 2.76M
Net Interest Spread 3.12%
Operating Profit to Average Assets 1.23%
Overhead Efficiency Ratio 63.86%
Return on Assets 1.23%
Return on Equity 17.19%