B
Peoples Bank & Trust Co.
TroyMO
Rating Date
March 2026
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Peoples Bank & Trust Co.
Troy, MO
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Rating B
Asset Quality Index 6.20
Capitalization Index 8.40
Liquidity Index 3.20
Profitability Index 5.40
Stability Index 6.80
Company Info Peoples Bank & Trust Co.
Troy, MO
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FDIC Number 8903
Phone Number (636) 528-7001
Website www.pbtc.net
Asset Quality Peoples Bank & Trust Co.
Troy, MO
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1-Year Asset Growth 5.08%
5-Year Asset Growth 9.93%
5-Year Charge-Offs to Average Loans -0.06%
Charge-Offs to Average Loans 0.01%
Non-Performing Assets to Assets 0.71%
Non-Performing Loans to Capital 6.56%
Non-Performing Loans to Loans 1.31%
Balance Sheet Peoples Bank & Trust Co.
Troy, MO
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Total Assets 914.43M
Total Deposits 807.94M
Capital and Reserves Peoples Bank & Trust Co.
Troy, MO
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Capital 76.54M
Leverage Ratio 9.91
Loan Loss Reserves to Loans 1.40%
Risk-Based Capital Ratio 13.39
Liquidity Peoples Bank & Trust Co.
Troy, MO
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Hot Money Ratio 21.66%
Liquidity Ratio 17.31%
Profitability Peoples Bank & Trust Co.
Troy, MO
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5-Year Return on Average Assets 1.36%
Net Income 12.50M
Net Interest Spread 3.33%
Operating Profit to Average Assets 1.39%
Overhead Efficiency Ratio 55.50%
Return on Assets 1.39%
Return on Equity 17.91%